Bank · FDIC insured
First National Bank Texas
A $4.6B bank, the 297th largest of 4,207, headquartered in Killeen, TX, with 356 branches in 4 states. Best rates: CDs 4.25% and savings 2.00% APY.
First National Bank Texas Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#42 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank Texas
- Headquarters
- 901 E Central Texas Expy, Killeen, TX 76541
- FDIC certificate
- 3285 ↗
Branches
356 branches in 4 states
Loading map…
Texas
296 branchesArizona
24 branchesNew Mexico
19 branches
Albuquerque area · 8
- Carlisle Blvd Branch Rc4892701 Carlisle Blvd Ne, Albuquerque, NM 87110Directions
- Coors Bvld-Albuquerque Rc481 Branch2550 Coors Blvd Nw, Albuquerque, NM 87120Directions
- Prm Atrisco Banking Center - Rc9304201 Central Ave Nw, Albuquerque, NM 87105Directions
- Rio Bravo Branch Rc4903500 Coors Blvd Sw, Albuquerque, NM 87121Directions
- Swm - Eubank Banking Cente - Rc 924400 Eubank Blvd Ne, Albuquerque, NM 87123Directions
- Swm Wymoing Blvd - Rc 9202266 Wyoming Blvd Ne, Albuquerque, NM 87112Directions
- Bernalillo Banking Center - Rc 916 Branch460 Highway 528, Bernalillo, NM 87004Directions
- Swm - Rio Rancho Banking Center - Rc 932901 Unser Blvd Se, Rio Rancho, NM 87124Directions
Las Cruces area · 3
- Rinconada Banking Center - Rc 923 Branch3331 Rinconada Blvd, Las Cruces, NM 88011Directions
- South Valley Drive - Rc437 Branch1550 S Valley Dr, Las Cruces, NM 88005Directions
- Walton Blvd Rc384 Branch571 Walton Blvd, Las Cruces, NM 88001Directions
Farmington area · 2
- Farmington East Banking Center - Rc 919 Branch4600 E Main St, Farmington, NM 87402Directions
- Farmington West Banking Center - Rc 917 Branch1400 W Main St, Farmington, NM 87401Directions
Alamogordo area · 1
- Alamogordo Banking Center - Rc 937 Branch233 S New York Ave, Alamogordo, NM 88310Directions
Carlsbad area · 1
- Swm Carlsbad Banking Center Rc325 Branch2401 S Canal St, Carlsbad, NM 88220Directions
Clovis area · 1
- Clovis Banking Center - Rc 926 Branch3728 N Prince St, Clovis, NM 88101Directions
Gallup area · 1
- Swm Gallup Banking Center Rc302 Branch1650 W Maloney Ave, Gallup, NM 87301Directions
Hobbs area · 1
- Swm - Hobbs Banking Center - Rc 9253800 N Lovington Hwy, Hobbs, NM 88240Directions
Roswell area · 1
- Roswell Banking Center Rc-9154500 N Main St, Roswell, NM 88201Directions
Arkansas
17 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.12% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.23% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.21% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $56 | $88 | — |
- CapitalLeverage ratio9.12%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.23%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$56Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank Texas are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.