Bank · FDIC insured
First National Bank of Osakis CD Rates
First National Bank of Osakis’s best CD rate is 4.00% APY on an 11-month CD. Terms run from 7 months to 19 months. Rates checked October 16, 2026.
How First National Bank of Osakis’s CD rates compare
Compared with banks and credit unions near Alexandria, MN, where First National Bank of Osakis has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Osakis
4.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $366
Certificate of Deposit Special
Top rate
Mid Minnesota Federal Credit Union
5.09%APY
- Term
- 36 months
- Minimum
- $10
- Earns on $10,000
- $1,606
2nd-highest rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
First National Bank of Osakis CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Osakis ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Special
Up to 4.00%APY · 3 terms
Penalty for early withdrawal. Fees could reduce earnings. Rate may change at any time. Restrictions may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsPenalty for early withdrawal. Fees could reduce earnings | 3.75% | $217 |
| 11 monthsPenalty for early withdrawal. Fees could reduce earnings | 4.00% | $366 |
| 19 monthsPenalty for early withdrawal. Fees could reduce earnings | 4.00% | $641 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.