Bank · FDIC insured
First National Bank & Trust Company Credit Card Rates
First National Bank & Trust Company credit card rates start at 13.74% APR. Rates checked October 16, 2026.
How First National Bank & Trust Company’s credit card rates compare
Compared with banks and credit unions in Oklahoma, where First National Bank & Trust Company has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First National Bank & Trust Company
– –
- Up to
- —
No ongoing APR published
Lowest rate
Oklahoma Federal Credit Union
7.00%APR
- Up to
- 11.00% APR
2nd-lowest rate
Fort Sill Federal Credit Union
7.15%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum Visa
Issued by and subject to credit approval by TCM Bank, N.A. $0 annual fee. Earn unlimited 1% cash back on all net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR for 12 months on purchases. |
| Ongoing | 17.74%–27.74% | None | After introductory period, 17.74% to 27.74% variable APR applies to purchases. |
Sources (1)
- brooks.bank/our-services/credit-cards · captured Oct 16, 2026
Platinum Edition Visa
Issued by and subject to credit approval by TCM Bank, N.A. $0 annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR for 12 months on purchases. |
| Ongoing | 13.74%–23.74% | None | After introductory period, 13.74% to 23.74% variable APR applies to purchases. |
Sources (1)
- brooks.bank/our-services/credit-cards · captured Oct 16, 2026
Rewards Platinum Visa
Issued by and subject to credit approval by TCM Bank, N.A. $0 annual fee. Earn unlimited 1 point per dollar on net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR for 12 months on purchases. |
| Ongoing | 14.74%–24.74% | None | After introductory period, 14.74% to 24.74% variable APR applies to purchases. |
Sources (1)
- brooks.bank/our-services/credit-cards · captured Oct 16, 2026
Visa Signature Travel
Issued by and subject to credit approval by TCM Bank, N.A. $0 annual fee. Earn 30,000 bonus points after spending $2,500 in first 3 months, plus 1.5 points per dollar on all net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% intro APR for 12 months on purchases. |
| Ongoing | 17.74%–23.74% | None | After introductory period, 17.74% to 23.74% variable APR applies to purchases. |
Sources (1)
- brooks.bank/our-services/credit-cards · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.