Bank · FDIC insured
First Interstate Bank
A $25.8B bank, the 83rd largest of 4,207, headquartered in Billings, MT, with 273 branches in 10 states. Best rates: CDs 0.01% and savings 0.25% APY.
First Interstate Bank Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#58 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Interstate Bank
- Headquarters
- 401 N 31st St, Billings, MT 59101
- FDIC certificate
- 1105 ↗
Branches
273 branches in 10 states
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South Dakota
46 branchesIowa
45 branchesMontana
43 branches
Billings area · 12
- First Interstate BankMain office401 N 31st St, Billings, MT 59101Directions
- Absarokee Branch3 S Woodard Ave, Absarokee, MT 59001Directions
- Billings 54th & Grand Branch5405 Grand Ave, Billings, MT 59106Directions
- Billings Downtown Drive-Up Branch302 N 31st St, Billings, MT 59101Directions
- Billings Grand Branch3199 Grand Ave, Billings, MT 59102Directions
- Billings Heights Branch730 Main St, Billings, MT 59105Directions
- Billings Lockwood Branch2850 Old Hardin Rd, Billings, MT 59101Directions
- Billings Shiloh Branch830 Shiloh Crossing Blvd, Billings, MT 59102Directions
- Billings West Branch2501 Central Ave, Billings, MT 59102Directions
- Columbus Branch36 North 9th Street, Columbus, MT 59019Directions
- Laurel Branch401 Se 4th St, Laurel, MT 59044Directions
- Red Lodge Branch602 N Broadway Ave, Red Lodge, MT 59068Directions
Kalispell area · 7
- Bigfork Branch800 Grand Dr, Bigfork, MT 59911Directions
- Columbia Falls Branch1947 9th St W, Columbia Falls, MT 59912Directions
- Kalispell Branch2 Main St, Kalispell, MT 59901Directions
- Kalispell Evergreen Branch100 E Cottonwood Dr, Kalispell, MT 59901Directions
- Kalispell North Branch100 Hutton Ranch Rd, Kalispell, MT 59901Directions
- Lakeside Branch7265 Us Highway 93, Lakeside, MT 59922Directions
- Whitefish Branch306 Spokane Ave, Whitefish, MT 59937Directions
Bozeman area · 4
- Belgrade Branch98 N Broadway, Belgrade, MT 59714Directions
- Bozeman Gallatin Center Branch2023 Burke Street, Bozeman, MT 59718Directions
- Bozeman Main Branch202 W Main St, Bozeman, MT 59715Directions
- Bozeman West Branch2800 W Main St, Bozeman, MT 59718Directions
Great Falls area · 3
- Great Falls 10th Ave S Branch2601 10th Ave S, Great Falls, MT 59405Directions
- Great Falls Downtown Branch211 5th St N, Great Falls, MT 59401Directions
- Great Falls West Branch12 3rd St Nw, Great Falls, MT 59404Directions
Helena area · 3
- Helena Capital Branch1420 Vandelay Ave, Helena, MT 59601Directions
- Helena Gulch Branch25 E Lyndale Ave, Helena, MT 59601Directions
- Helena North Branch3401 N Montana Ave, Helena, MT 59602Directions
Missoula area · 3
- Missoula Downtown Branch101 E Front St, Missoula, MT 59802Directions
- Missoula North Reserve Branch2500 N Reserve St, Missoula, MT 59808Directions
- Missoula South Branch3502 Brooks St, Missoula, MT 59801Directions
Colstrip area · 1
- Colstrip Branch6210 Main St, Colstrip, MT 59323Directions
Cut Bank area · 1
- Cut Bank Branch24 E Main St, Cut Bank, MT 59427Directions
Ennis area · 1
- Ennis Branch118 W Williams St, Ennis, MT 59729Directions
Eureka area · 1
- Eureka Branch508 Us Highway 93 N, Eureka, MT 59917Directions
Gardiner area · 1
- Gardiner Branch903 Scott St, Gardiner, MT 59030Directions
Hamilton area · 1
- Hamilton Branch1501 N 1st St, Hamilton, MT 59840Directions
Hardin area · 1
- Hardin Branch1101 North Center Avenue, Hardin, MT 59034Directions
Lame Deer area · 1
- Lame Deer Branch502 S Cheyenne Ave, Lame Deer, MT 59043Directions
Livingston area · 1
- Livingston Branch207 W Callender St, Livingston, MT 59047Directions
Miles City area · 1
- Miles City Branch2909 Dickinson St, Miles City, MT 59301Directions
Polson area · 1
- Polson Branch49573 Us Highway 93, Polson, MT 59860Directions
Oregon
33 branchesNebraska
29 branchesIdaho
20 branchesColorado
19 branchesWashington
17 branchesWyoming
15 branchesMissouri
6 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.42% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.12% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.21% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $66 | $85 | — |
- CapitalLeverage ratio9.42%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.12%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$66Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Interstate Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.