Bank · FDIC insured
First Hawaiian Bank Auto Loan Rates
First Hawaiian Bank auto loan rates start at 6.97% APR. Rates checked October 22, 2026.
How First Hawaiian Bank’s auto loan rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where First Hawaiian Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Hawaiian Bank
– –
- Terms
- —
No ongoing APR published
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Hawaii Law Enforcement Federal Credit Union
4.25%APR
- Terms
- up to 84 months
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Subject to credit approval. Finance the purchase of a new or used vehicle. Terms up to 5 years. Does not apply to business loans, and cannot be used to finance salvage, commercial/fleet vehicles, taxis, boats, or motorcycles. A one-time documentation preparation fee of $50 applies. Minimum loan amount is $2,500. Income verification required for loan amounts over $25,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.97%–7.95% | Promotional rate with FHB Auto-Pay for approved direct auto loan applications received 10/1/2026 to 10/31/2026. Stated APR is for a new car purchase of $15,000 for 48 months (payment $358.99/mo) for a car manufactured in either previous or current calendar year. Overall APR range is 6.97% to 7.95% based on credit characteristics, vehicle age, and condition. Must agree to auto-pay from an FHB deposit account at application, otherwise interest rate is 0.25% higher. Income verification required over $25,000. Maximum advance varies. $50 doc prep fee. |
| up to 36 months | 7.53%–7.95% | Promotional rate with FHB Auto-Pay for approved direct auto loan applications received 10/1/2026 to 10/31/2026. Stated APR is for a used car purchase of $15,000 for 36 months (payment $466.82/mo) for a car manufactured within the last 4 years. Overall APR range across credit/vehicle profiles is up to 7.95%. Must agree to auto-pay from an FHB deposit account at application, otherwise interest rate is 0.25% higher. Income verification required over $25,000. Maximum advance varies. $50 doc prep fee. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.