Credit union · NCUA insured
First Federal Credit Union. Credit Card Rates
First Federal Credit Union. credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Federal Credit Union.’s credit card rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where First Federal Credit Union. has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Federal Credit Union.
9.99%APR
- Up to
- —
Visa® Premium
Lowest rate
AIM Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
Corda Credit Union
9.90%APR
- Up to
- 18.90% APR
First Federal Credit Union. credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Federal Credit Union. ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Ca$h Rewards
Subject to credit approval. 25-day interest-free grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Low fixed interest rate as low as 11.99% APR. No annual fee. No balance transfer fee. |
Sources (2)
All captured Oct 5, 2026
Visa® Premium
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Low fixed interest rate as low as 9.99% APR. No balance transfer fees. No annual fee. |
Sources (2)
All captured Oct 5, 2026
Who can join First Federal Credit Union.
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.