Bank · FDIC insured
First Federal Bank Credit Card Rates
First Federal Bank credit cards start at 14.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How First Federal Bank’s credit card rates compare
Compared with banks and credit unions near Jacksonville, FL, where First Federal Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Federal Bank
14.90%APR
Classic Credit Card
Lowest rate
Jax Fire Credit Union
8.64%APR
2nd-lowest rate
SUMA Federal Credit Union
9.00%APR
First Federal Bank credit card score
62
Credit card score
Higher than 7% of U.S. banks and credit unions
- Purchase APRPurchase APR14.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Federal Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Minimum credit limit is $2,500 and maximum credit limit is $25,000. |
Sources (1)
- ffbf.com/credit-cards · captured Oct 7, 2026
uChoose Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | $49.99 | Minimum credit limit is $5,000 and maximum credit limit is $25,000. |
Sources (1)
- ffbf.com/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.