Bank · FDIC insured
First Community Bank of Hillsboro CD Rates
First Community Bank of Hillsboro’s best CD rate is 4.25% APY on an 18-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How First Community Bank of Hillsboro’s CD rates compare
Compared with banks and credit unions in Illinois, where First Community Bank of Hillsboro has the most branches. $10,000, best rate first.
This bank’s best
First Community Bank of Hillsboro
4.15%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $629
Certificate of Deposit (CD)
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
First Community Bank of Hillsboro CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo2.80%
- 9–15 months9–15 mo2.90%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Community Bank of Hillsboro ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.25%APY · 8 terms
Rates are accurate as of October 5, 2026. Fees may reduce earnings. Rates are subject to change without notification. Certificates of Deposit are subject to a substantial penalty for early withdrawal. Compounding and crediting frequency: Interest may be paid monthly, quarterly, semiannually, or annually by check, direct deposit into another FCB account, compounded, or at maturity if less than 1 year term. Renewal: Account will automatically renew unless otherwise specified.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.80% | $139 |
| 12 months | 2.90% | $290 |
| 18 months**Specials: Pick Your Term | 4.15% | $629 |
| 18 months*JUMBO* Specials: Pick Your Term | 4.25% | $644 |
| 24 months**Specials: Pick Your Term | 4.15% | $847 |
| 24 months*JUMBO* Specials: Pick Your Term | 4.25% | $868 |
| 30 months**Specials: Pick Your Term | 4.15% | $1,070 |
| 30 months*JUMBO* Specials: Pick Your Term | 4.25% | $1,097 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.50% | $1,877 |
Special-purpose accounts
Individual Retirement Account (IRA)
Up to 4.25%APY · 9 terms
Rates are accurate as of October 5, 2026. Rates are subject to change without notification. Fees may reduce earnings. Individual Retirement Accounts are subject to a substantial penalty for early withdrawal. Funds are invested in a fixed rate certificate of deposit or a variable rate Time Deposit Open Account (TDOA). Traditional IRAs, Roth IRAs, and Coverdell Educational Savings available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownVariable rate Time Deposit Open Account (TDOA) | 0.20% | $0 |
| 6 months | 2.80% | $139 |
| 12 months | 2.90% | $290 |
| 18 months**Specials: Pick Your Term | 4.15% | $629 |
| 18 months*JUMBO* Specials: Pick Your Term | 4.25% | $644 |
| 24 months**Specials: Pick Your Term | 4.15% | $847 |
| 24 months*JUMBO* Specials: Pick Your Term | 4.25% | $868 |
| 30 months**Specials: Pick Your Term | 4.15% | $1,070 |
| 30 months*JUMBO* Specials: Pick Your Term | 4.25% | $1,097 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.40% | $1,431 |
| 60 months | 3.50% | $1,877 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.