Bank · FDIC insured
First Citizens Bank
A $236.3B bank, the 19th largest of 4,207, headquartered in Raleigh, NC, with 515 branches in 23 states. Best rates: CDs 4.00% and savings 0.10% APY.
First Citizens Bank Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#29 of 38 in Charlotte, NC-SC metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Citizens Bank
First Citizens Bank is a family-led top 20 U.S. financial institution and a registered trademark of bank holding company First Citizens BancShares, Inc.
The bank operates a nationwide branch network and serves high-growth companies and investors through its Silicon Valley Bank division.
- Headquarters
- 239 Fayetteville St, Raleigh, NC 27601
- FDIC certificate
- 11063 ↗
Branches
515 branches in 23 states
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North Carolina
195 branchesSouth Carolina
113 branches
Columbia area · 21
- Batesburg Branch129 N Pine St, Batesburg, SC 29006Directions
- Blythewood Branch201 Blythewood Rd, Blythewood, SC 29016Directions
- Camden Main Branch402 E Dekalb St, Camden, SC 29020Directions
- Cayce Branch860 Knox Abbott Dr, Cayce, SC 29033Directions
- Columbia - Clemson Road Banking Office Branch2760 Clemson Rd, Columbia, SC 29229Directions
- Columbia First Citizens Branch1230 Main St, Columbia, SC 29201Directions
- Dentsville Branch7039 Parklane Rd, Columbia, SC 29223Directions
- Forest Lake Branch4801 Forest Dr, Columbia, SC 29206Directions
- Park Street Branch1301 Park St, Columbia, SC 29201Directions
- Rosewood Branch2600 Rosewood Dr, Columbia, SC 29205Directions
- Sandhill Branch131 Forum Dr, Columbia, SC 29229Directions
- Sumter Highway Branch7366 Garners Ferry Rd, Columbia, SC 29209Directions
- Elgin Branch2464 Main St, Elgin, SC 29045Directions
- Ballentine Branch1509 Dutch Fork Rd, Irmo, SC 29063Directions
- Irmo Branch949 Lake Murray Blvd, Irmo, SC 29063Directions
- Lexington Branch5561 Sunset Blvd, Lexington, SC 29072Directions
- Town Square Branch728 W Main St, Lexington, SC 29072Directions
- Saluda Branch201 N Main St, Saluda, SC 29138Directions
- Sunset Boulevard Branch2830 Sunset Blvd, West Columbia, SC 29169Directions
- Three Fountains Plaza Branch3967 Platt Springs Rd, West Columbia, SC 29170Directions
- Winnsboro Branch111 S Congress St, Winnsboro, SC 29180Directions
Greenville area · 17
- Anderson Main Branch2503 N Main St, Anderson, SC 29621Directions
- East Greenville Street Branch1508 E Greenville St, Anderson, SC 29621Directions
- Clemson Branch304 Old Greenville Hwy, Clemson, SC 29631Directions
- Easley Office6539 Calhoun Memorial Hwy, Easley, SC 29640Directions
- Augusta Street Branch2201 Augusta St, Greenville, SC 29605Directions
- Cherrydale Branch10 State Park Rd, Greenville, SC 29609Directions
- Greenville Main - Sc Branch325 W Mcbee Ave, Greenville, SC 29601Directions
- Laurens Road Office2420 Laurens Rd, Greenville, SC 29607Directions
- Pleasantburg Branch928 N Pleasantburg Dr, Greenville, SC 29607Directions
- The Parkway Branch300 The Pkwy, Greer, SC 29650Directions
- Laurens Branch305 W Main St, Laurens, SC 29360Directions
- Liberty Branch2 W Main St, Liberty, SC 29657Directions
- Mauldin Branch112 W Butler Rd, Mauldin, SC 29662Directions
- Powdersville Branch11063 Anderson Rd, Piedmont, SC 29673Directions
- Five Forks Branch2708 Woodruff Rd, Simpsonville, SC 29681Directions
- Simpsonville Branch636 Fairview Rd, Simpsonville, SC 29680Directions
- Williamston Branch113 E Main St, Williamston, SC 29697Directions
Charleston area · 16
- Charleston - East Bay152 E Bay St, Charleston, SC 29401Directions
- Charleston Branch182 Meeting St, Charleston, SC 29401Directions
- Daniel Island Branch126 Seven Farms Dr, Charleston, SC 29492Directions
- Folly Road Branch462 Folly Rd, Charleston, SC 29412Directions
- West Of The Ashley Branch1624 Sam Rittenberg Blvd, Charleston, SC 29407Directions
- Hanahan Branch1248 Yeamans Hall Rd, Hanahan, SC 29410Directions
- Hollywood Branch6213 South Carolina Highway 162, Hollywood, SC 29449Directions
- Moncks Corner Branch212 E Main St, Moncks Corner, SC 29461Directions
- 17 North Branch2676 N Highway 17, Mount Pleasant, SC 29466Directions
- Johnnie Dodds Branch903 Johnnie Dodds Blvd, Mount Pleasant, SC 29464Directions
- Ashley Phosphate Branch2170 Ashley Phosphate Rd, North Charleston, SC 29406Directions
- Oak Ridge Plaza Branch5090 Dorchester Rd, North Charleston, SC 29418Directions
- St. George Branch129 N Parler Ave, St. George, SC 29477Directions
- Nexton Branch107 First Citizens Way, Summerville, SC 29486Directions
- Oakbrook Branch1801 Trolley Rd, Summerville, SC 29485Directions
- Summerville Branch218 S Main St, Summerville, SC 29483Directions
Spartanburg area · 9
- Boiling Springs Branch3611 Boiling Springs Rd, Boiling Springs, SC 29316Directions
- Cowpens Branch105 W Church St, Cowpens, SC 29330Directions
- Inman Branch11280 Asheville Hwy, Inman, SC 29349Directions
- Landrum Branch144 N Trade Ave, Landrum, SC 29356Directions
- Lyman Branch104 Edgewood St, Lyman, SC 29365Directions
- Hillcrest Branch1894 E Main St, Spartanburg, SC 29307Directions
- Reidville Road Branch2895 Reidville Rd, Spartanburg, SC 29301Directions
- Spartanburg Main Office Branch450 E Henry St, Spartanburg, SC 29302Directions
- Woodruff Branch255 S Main St, Woodruff, SC 29388Directions
Charlotte area · 8
- Chester Bypass Branch1612 J A Cochran Byp, Chester, SC 29706Directions
- Fort Mill Branch1401 Highway 160 W, Fort Mill, SC 29715Directions
- Kershaw Branch302 N Hampton St, Kershaw, SC 29067Directions
- Lancaster Branch500 N Main St, Lancaster, SC 29720Directions
- Ebenezer Branch132 Herlong Ave, Rock Hill, SC 29732Directions
- Rock Hill Branch226 E Main St, Rock Hill, SC 29730Directions
- Tega Cay Branch2880 Highway 160 W, Tega Cay, SC 29708Directions
- York Branch911 Liberty St E, York, SC 29745Directions
Florence area · 6
- Darlington Branch511 Pearl St, Darlington, SC 29532Directions
- Florence Branch276 S Irby St, Florence, SC 29501Directions
- Hoffmeyer Road Branch2009 Hoffmeyer Rd, Florence, SC 29501Directions
- Pamplico Hwy Branch619 Pamplico Hwy, Florence, SC 29505Directions
- Hartsville Branch130 S 5th St, Hartsville, SC 29550Directions
- Lake City Branch248 W Main St, Lake City, SC 29560Directions
Augusta area · 5
- Aiken Main Office Branch125 Park Ave Sw, Aiken, SC 29801Directions
- Whiskey Road Branch1715 Whiskey Rd, Aiken, SC 29803Directions
- Edgefield Branch309 Main St, Edgefield, SC 29824Directions
- Johnston Branch430 Calhoun St, Johnston, SC 29832Directions
- Knox Avenue Branch1289 Knox Ave, North Augusta, SC 29841Directions
Myrtle Beach area · 5
- Conway Branch1200 3rd Ave, Conway, SC 29526Directions
- Carolina Forest Branch4040 River Oaks Dr, Myrtle Beach, SC 29579Directions
- Myrtle Beach - Surfside Branch128 Loyola Dr, Myrtle Beach, SC 29588Directions
- North Kings Hwy Branch7500 N Kings Hwy, Myrtle Beach, SC 29572Directions
- North Myrtle Beach Branch601 Highway 17 S, North Myrtle Beach, SC 29582Directions
Murrells Inlet area · 3
- Andrews Branch12 N Morgan Ave, Andrews, SC 29510Directions
- Georgetown Branch726 Front St, Georgetown, SC 29440Directions
- Pawleys Island Palmetto Br10919 Ocean Hwy, Pawleys Island, SC 29585Directions
Greenwood area · 2
- Abbeville Main Branch201 N Main St, Abbeville, SC 29620Directions
- Greenwood Branch518 Main St S, Greenwood, SC 29646Directions
Hilton Head Island area · 2
- Beaufort Branch921 Bay St, Beaufort, SC 29902Directions
- Bluffton Branch1 Westbury Way, Bluffton, SC 29910Directions
Orangeburg area · 2
- Broughton Street Branch791 Broughton St, Orangeburg, SC 29115Directions
- Columbia Road Branch1820 Columbia Rd, Orangeburg, SC 29115Directions
Seneca area · 2
- Seneca Branch1007 By Pass 123, Seneca, SC 29678Directions
- Walhalla Branch3819 Blue Ridge Blvd, Walhalla, SC 29691Directions
Sumter area · 2
- Bultman Drive Branch683 Bultman Dr, Sumter, SC 29150Directions
- Washington Street Branch201 N Washington St, Sumter, SC 29150Directions
Barnwell area · 1
- Barnwell Branch10355 Dunbarton Blvd, Barnwell, SC 29812Directions
Bennettsville area · 1
- Bennettsville Branch314 E Main St, Bennettsville, SC 29512Directions
Bishopville area · 1
- Bishopville Branch144 S Main St, Bishopville, SC 29010Directions
Cheraw area · 1
- Cheraw Branch232 Market St, Cheraw, SC 29520Directions
Chesterfield area · 1
- Chesterfield Branch403 W Main St, Chesterfield, SC 29709Directions
Dillon area · 1
- Dillon Branch406 Highway 301 N, Dillon, SC 29536Directions
Kingstree area · 1
- Williamsburg First National Bank Branch200 W Main St, Kingstree, SC 29556Directions
Marion area · 1
- Marion Branch214 N Main St, Marion, SC 29571Directions
McCormick area · 1
- Savannah Lakes Branch5811 Us Highway 378 W, McCormick, SC 29835Directions
Mullins area · 1
- Mullins Branch402 S Main St, Mullins, SC 29574Directions
Pageland area · 1
- Pageland Branch303 N Pearl St, Pageland, SC 29728Directions
Newberry area · 1
- Prosperity Branch147 N Main St, Prosperity, SC 29127Directions
Summerton area · 1
- Summerton Branch133 Main St, Summerton, SC 29148Directions
California
53 branchesVirginia
36 branchesFlorida
27 branchesGeorgia
26 branchesTexas
9 branchesWashington
7 branchesWisconsin
7 branchesTennessee
6 branchesColorado
5 branchesMassachusetts
5 branchesArizona
4 branchesNevada
4 branchesWest Virginia
4 branchesNebraska
3 branchesMaryland
2 branchesNew Mexico
2 branchesOklahoma
2 branchesOregon
2 branchesHawaii
1 branchKansas
1 branchMissouri
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.75% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.12% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.03% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $87 | $85 | — |
- CapitalLeverage ratio9.75%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.12%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.03%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$87Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.