Bank · FDIC insured
First Citizens Bank
A $236.3B bank, the 19th largest of 4,207, headquartered in Raleigh, NC, with 515 branches in 23 states. Best rates: CDs 4.00% and savings 0.10% APY.
First Citizens Bank Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#29 of 38 in Charlotte, NC-SC metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Citizens Bank
First Citizens Bank is a family-led top 20 U.S. financial institution and a registered trademark of bank holding company First Citizens BancShares, Inc.
The bank operates a nationwide branch network and serves high-growth companies and investors through its Silicon Valley Bank division.
- Headquarters
- 239 Fayetteville St, Raleigh, NC 27601
- FDIC certificate
- 11063 ↗
Branches
515 branches in 23 states
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North Carolina
195 branches
Charlotte area · 26
- Ballantyne Branch15010 John J Delaney Dr, Charlotte, NC 28277Directions
- Carmel Commons Branch7837 Pineville Matthews Rd, Charlotte, NC 28226Directions
- Charlotte Branch128 S Tryon St, Charlotte, NC 28202Directions
- Charlotte Northlake Office6808 Northlake Mall Dr, Charlotte, NC 28216Directions
- Charlotte South Park Branch6501 Carnegie Blvd, Charlotte, NC 28211Directions
- Cotswald Branch4325 Randolph Rd, Charlotte, NC 28211Directions
- Eastway Branch3050 Eastway Dr, Charlotte, NC 28205Directions
- Freedom Village Branch1024 Alleghany St, Charlotte, NC 28208Directions
- Mallard Creek Branch8105 Mallard Creek Rd, Charlotte, NC 28262Directions
- Matthews Branch1300 Matthews Township Parkway, Charlotte, NC 28105Directions
- Mint Hill Branch6930 Matthews Mint Hill Rd, Charlotte, NC 28227Directions
- Myers Park Branch802 Providence Rd, Charlotte, NC 28207Directions
- Park Road Branch1531 E Woodlawn Rd, Charlotte, NC 28209Directions
- Providence Road5008 Forbes Dr, Charlotte, NC 28277Directions
- South Boulevard Branch5400 South Blvd, Charlotte, NC 28217Directions
- Concord Branch789 Highway 29 N, Concord, NC 28027Directions
- Concord Taylor Glen Retirement Center Office3700 Taylor Glen Ln Nw, Concord, NC 28027Directions
- East Lincoln Branch219 Highway 16 S, Denver, NC 28037Directions
- Huntersville Main Branch16800 Statesville Rd, Huntersville, NC 28078Directions
- Indian Trail424 Indian Trail Rd N, Indian Trail, NC 28079Directions
- Lincolnton Main Office Branch425 E Main St, Lincolnton, NC 28092Directions
- Marshville Branch6705 E Marshville Blvd, Marshville, NC 28103Directions
- Monroe Branch111 E Jefferson St, Monroe, NC 28112Directions
- Monroe Rolling Hills Branch2743 W Roosevelt Blvd, Monroe, NC 28110Directions
- Mooresville Main Branch150 Williamson Rd, Mooresville, NC 28117Directions
- Statesville Branch204 E Broad St, Statesville, NC 28677Directions
Raleigh area · 24
- First-Citizens Bank & Trust CompanyMain office239 Fayetteville St, Raleigh, NC 27601Directions
- Apex Main Branch1070 Vision Dr, Apex, NC 27523Directions
- Benson Branch100 W Main St, Benson, NC 27504Directions
- Cary Branch1825 Kildaire Farm Rd, Cary, NC 27518Directions
- Preston Branch1000 High House Rd, Cary, NC 27513Directions
- Clayton Branch10702 Us 70 West, Clayton, NC 27520Directions
- Fuquay-Varina Branch1344 N Main St, Fuquay-Varina, NC 27526Directions
- Timber Drive2520 Timber Dr, Garner, NC 27529Directions
- Knightdale Main Branch6550 Knightdale Boulevard, Knightdale, NC 27545Directions
- Louisburg Branch509 E Nash St, Louisburg, NC 27549Directions
- Princeton Branch201 Doctor Donnie H Jones Jr Blvd E, Princeton, NC 27569Directions
- Mini City Branch4801 Capital Blvd, Raleigh, NC 27616Directions
- North Hills Branch305 North Hills Shopping Center, Raleigh, NC 27609Directions
- Olde Raleigh Branch3231 Edwards Mill Rd, Raleigh, NC 27612Directions
- Raleigh Brier Creek Branch10201 Little Brier Creek Ln, Raleigh, NC 27617Directions
- Raleigh North Ridge Branch7001 Falls Of The Neuse Road, Raleigh, NC 27615Directions
- Raleigh Village District Branch2005 Clark Ave, Raleigh, NC 27605Directions
- Raleigh Wakefield Branch14440 Falls Of Neuse Rd, Raleigh, NC 27614Directions
- Stonehenge Branch7208 Creedmoor Rd, Raleigh, NC 27613Directions
- Smithfield Branch409 E Market St, Smithfield, NC 27577Directions
- Smithfield Centre Point Branch1221 N Brightleaf Blvd, Smithfield, NC 27577Directions
- Wendell Branch10 East Wilson Avenue, Wendell, NC 27591Directions
- Youngsville Branch1060 Us Highway 1, Youngsville, NC 27596Directions
- Zebulon Branch101 Wakelon St, Zebulon, NC 27597Directions
Asheville area · 17
- Skyland Office Branch2106 Hendersonville Rd, Arden, NC 28704Directions
- Asheville Branch108 Patton Ave, Asheville, NC 28801Directions
- Biltmore Forest Branch768 Hendersonville Rd, Asheville, NC 28803Directions
- Deerfield Episcopal1617 Hendersonville Rd, Asheville, NC 28803Directions
- Enka-Candler Branch975 Smokey Park Highway, Asheville, NC 28806Directions
- Leicester Branch601 New Leicester Hwy, Asheville, NC 28806Directions
- Merrimon Branch625 Merrimon Ave, Asheville, NC 28804Directions
- Oteen Branch1201 Tunnel Rd, Asheville, NC 28805Directions
- Black Mountain Branch417 W State St, Black Mountain, NC 28711Directions
- Fairview Road Branch1348 Charlotte Hwy, Fairview, NC 28730Directions
- Fletcher Branch2900 Hendersonville Rd, Fletcher, NC 28732Directions
- Four Season'S Boulevard Branch1700 Four Seasons Blvd, Hendersonville, NC 28792Directions
- Hendersonville Branch6th And Main Street, Hendersonville, NC 28739Directions
- Southside Branch1004 Spartanburg Hwy, Hendersonville, NC 28792Directions
- Mills River Main101 Cross Road Dr, Horse Shoe, NC 28759Directions
- Marshall Main Branch5661 Us Highway 25, Marshall, NC 28753Directions
- Weaverville Main Office176 Weaver Blvd, Weaverville, NC 28787Directions
Wilmington area · 12
- Burgaw Main Branch101 Us Highway 117 S, Burgaw, NC 28425Directions
- Hampstead Branch15444 Us Highway 17, Hampstead, NC 28443Directions
- Oak Island Branch8900 E Oak Island Dr, Oak Island, NC 28465Directions
- Shallote Main Branch5043 Main St, Shallotte, NC 28470Directions
- Southport Branch221 N Howe St, Southport, NC 28461Directions
- Sunset Beach Office800 Sunset Blvd N, Sunset Beach, NC 28468Directions
- Oleander Branch4022 Oleander Dr, Wilmington, NC 28403Directions
- Pine Valley Branch3624 S College Rd, Wilmington, NC 28412Directions
- Plaza East Branch1910 Eastwood Rd, Wilmington, NC 28403Directions
- Wilmington - Downtown Branch315 Market St, Wilmington, NC 28401Directions
- Wilmington Branch440 S College Rd, Wilmington, NC 28403Directions
- Wilmington Porter'S Neck Branch8219 Market St, Wilmington, NC 28411Directions
Greensboro area · 11
- Archdale Branch11613 N Main St, Archdale, NC 27263Directions
- Elm Street Branch3600 N Elm St, Greensboro, NC 27455Directions
- Forum Vi Branch620 Green Valley Rd, Greensboro, NC 27408Directions
- Greensboro Irving Park Office1414 W Northwood St, Greensboro, NC 27408Directions
- Greensboro New Garden Branch1509 Highwoods Blvd, Greensboro, NC 27410Directions
- King'S Center Branch4635 W Market St, Greensboro, NC 27407Directions
- Southside Branch3200 Randleman Rd, Greensboro, NC 27406Directions
- High Point Branch700 N Main St, High Point, NC 27262Directions
- High Point Mendenhall Oaks Office4045 Mendenhall Oaks Pkwy, High Point, NC 27265Directions
- Madison Main Branch109 S Franklin St, Madison, NC 27025Directions
- 501 South Main Street Branch501 S Main St, Reidsville, NC 27320Directions
Winston-Salem area · 9
- Boonville Branch105 E Main St, Boonville, NC 27011Directions
- Clemmons Main Branch2262 Lewisville Clemmons Rd, Clemmons, NC 27012Directions
- Kernersville Branch134 S Main St, Kernersville, NC 27284Directions
- King Branch604 S Main St, King, NC 27021Directions
- Walnut Cove Branch424 N Main St, Walnut Cove, NC 27052Directions
- Brookridge Branch1199 Hayes Forest Dr, Winston-Salem, NC 27106Directions
- Peace Haven Branch1920 N Peace Haven Rd, Winston-Salem, NC 27106Directions
- University Parkway Branch6005 University Pkwy, Winston-Salem, NC 27105Directions
- Winston Salem-Main Branch3001 Trenwest Dr, Winston-Salem, NC 27103Directions
Hickory area · 9
- Granite Falls Branch45 Falls Ave, Granite Falls, NC 28630Directions
- Hickory Main Branch117 4th St Nw, Hickory, NC 28601Directions
- Hickory-Viewmont Branch1855 N Center St, Hickory, NC 28601Directions
- Hudson Branch436 Central St, Hudson, NC 28638Directions
- Lenoir Branch115 Blowing Rock Blvd, Lenoir, NC 28645Directions
- Morganton Branch217 N Sterling St, Morganton, NC 28655Directions
- Newton Branch11 S College Ave, Newton, NC 28658Directions
- Taylorsville Branch90 W Main Ave, Taylorsville, NC 28681Directions
- Valdese Branch280 Main St W, Valdese, NC 28690Directions
Durham area · 7
- Chapel Hill Chatham Downs Branch53 Chatham Downs Dr, Chapel Hill, NC 27517Directions
- Chapel Hill Main1650 E Franklin St, Chapel Hill, NC 27514Directions
- Durham Branch4004 N Roxboro St, Durham, NC 27704Directions
- Durham Southpoint Office7001 Fayetteville Rd, Durham, NC 27713Directions
- Hillsborough Road Branch3200 Hillsborough Rd, Durham, NC 27705Directions
- Rtp Branch5417 Page Rd, Durham, NC 27703Directions
- Pittsboro Branch24 Hanks Street, Pittsboro, NC 27312Directions
Fayetteville area · 7
- Bordeaux Branch1701 Owen Dr, Fayetteville, NC 28304Directions
- Fayetteville/Westwood Branch520 Westwood Shopping Ctr, Fayetteville, NC 28314Directions
- Haymount Branch126 Broadfoot Ave, Fayetteville, NC 28305Directions
- Tokay Branch3604 Ramsey St, Fayetteville, NC 28311Directions
- Fort Bragg Branch2569 Rock Merritt Ave, Fort Bragg, NC 28307Directions
- Hope Mills Branch3626 N Main St, Hope Mills, NC 28348Directions
- Stedman Branch7432 Clinton Rd, Stedman, NC 28391Directions
New Bern area · 6
- Bayboro Branch310 Main St, Bayboro, NC 28515Directions
- Havelock Main Branch132 E Main St, Havelock, NC 28532Directions
- Carolina Colours Branch2060 Waterscape Way, New Bern, NC 28562Directions
- Glenburnie Branch3490 Dr M L King Jr Boulevard, New Bern, NC 28562Directions
- New Bern Branch305 Broad St, New Bern, NC 28560Directions
- Oriental Branch409 Broad St, Oriental, NC 28571Directions
Morehead City area · 5
- Atlantic Beach Branch101 Atlantic Beach Cswy, Atlantic Beach, NC 28512Directions
- East Beaufort Branch1505 Live Oak St, Beaufort, NC 28516Directions
- Cape Carteret Branch306 Wb Mclean Dr, Cape Carteret, NC 28584Directions
- Morehead City Main Branch3412 Bridges St, Morehead City, NC 28557Directions
- Newport Branch7045 Us Highway 70 E, Newport, NC 28570Directions
Jacksonville area · 5
- Jacksonville Branch302 Western Blvd, Jacksonville, NC 28546Directions
- New Market Square Branch1082 Henderson Dr, Jacksonville, NC 28540Directions
- Richlands Branch110 North Richland Bouldevard, Richlands, NC 28574Directions
- Sneads Ferry Branch960 Nc Highway 210, Sneads Ferry, NC 28460Directions
- Swansboro Branch302 Main Street, Swansboro, NC 28584Directions
Greenville area · 4
- Greenville Downtown Branch203 W 3rd St, Greenville, NC 27858Directions
- Greenville Main - Nc Branch1005 Red Banks Rd, Greenville, NC 27858Directions
- Greenville Medical Center Branch2405 Stantonsburg Rd, Greenville, NC 27834Directions
- Winterville Branch2607 Mill St, Winterville, NC 28590Directions
Waynesville area · 3
- Canton Branch129 Park St, Canton, NC 28716Directions
- Hazelwood Branch2045 S Main St, Waynesville, NC 28786Directions
- Waynesville Main Branch196 Walnut St, Waynesville, NC 28786Directions
Anderson Creek area · 2
- Angier Branch46 W Depot St, Angier, NC 27501Directions
- Dunn Branch115 S Wilson Ave, Dunn, NC 28334Directions
Boone area · 2
- Blowing Rock Branch1021 Main St, Blowing Rock, NC 28605Directions
- Boone Branch540 Highway 105 Ext, Boone, NC 28607Directions
Brevard area · 2
- Brevard Branch96 S Broad St, Brevard, NC 28712Directions
- Pisgah Forest Branch2260 Asheville Hwy, Brevard, NC 28712Directions
Clinton area · 2
- Clinton Branch200 Fayetteville St, Clinton, NC 28328Directions
- Northeast Branch302 Northeast Blvd, Clinton, NC 28328Directions
Goldsboro area · 2
- Goldsboro Branch200 E Ash St, Goldsboro, NC 27530Directions
- Wayne Memorial Branch2600 Medical Office Pl, Goldsboro, NC 27534Directions
Kinston area · 2
- Main Office Branch800 N Queen St, Kinston, NC 28501Directions
- Plaza Branch607 Plaza Blvd, Kinston, NC 28501Directions
Mount Airy area · 2
- Mount Airy Branch502 N Main St, Mount Airy, NC 27030Directions
- Pilot Mountain Branch110 W Main St, Pilot Mountain, NC 27041Directions
Pinehurst area · 2
- Pinehurst Main Branch40 Page Dr, Pinehurst, NC 28374Directions
- Southern Pines Branch148 N Saylor St, Southern Pines, NC 28387Directions
Sanford area · 2
- Horner Boulevard Branch2108 S Horner Blvd, Sanford, NC 27330Directions
- Sanford Branch206 Carthage St, Sanford, NC 27330Directions
Wilson area · 2
- West Nash Road Branch2401 Nash St Nw, Wilson, NC 27896Directions
- Wilson Branch3129 Raleigh Road Pkwy W, Wilson, NC 27896Directions
Albemarle area · 1
- Albemarle Branch351 N 1st St, Albemarle, NC 28001Directions
Beulaville area · 1
- Beulaville Branch208 N Jackson St, Beulaville, NC 28518Directions
Bladenboro area · 1
- Bladenboro Branch117 Martin Luther King Jr Dr, Bladenboro, NC 28320Directions
Bryson City area · 1
- Bryson City Branch51 Main St, Bryson City, NC 28713Directions
Burnsville area · 1
- Burnsville Branch364 East Bypass, Burnsville, NC 28714Directions
Cashiers area · 1
- Cashiers Branch500 Us Highway 64 East, Cashiers, NC 28717Directions
Cherokee area · 1
- Cherokee Branch701 Tsali Blvd, Cherokee, NC 28719Directions
Columbus area · 1
- Columbus Branch160 W Mills St, Columbus, NC 28722Directions
Elizabeth City area · 1
- Elizabeth City Branch854 Halstead Blvd, Elizabeth City, NC 27909Directions
Elizabethtown area · 1
- Elizabethtown Branch301 W Broad St, Elizabethtown, NC 28337Directions
Forest City area · 1
- Forest City Branch318 W Main St, Forest City, NC 28043Directions
Franklin area · 1
- Franklin Main St. Branch50 W Main St, Franklin, NC 28734Directions
Hayesville area · 1
- Hayesville Main Branch36 Hwy 64 E, Hayesville, NC 28904Directions
Henderson area · 1
- Henderson Branch1205 Dabney Dr, Henderson, NC 27536Directions
Highlands area · 1
- Highlands Branch615 N 4th St, Highlands, NC 28741Directions
Marion area · 1
- Marion Branch1570 N Main St, Marion, NC 28752Directions
Murphy area · 1
- Murphy Branch22 Hiwassee St, Murphy, NC 28906Directions
Newland area · 1
- Avery County Bank Branch125 Old Montezuma Rd, Newland, NC 28657Directions
Newton Grove area · 1
- Newton Grove Branch316 Main St, Newton Grove, NC 28366Directions
Roanoke Rapids area · 1
- Roanoke Rapids - Main Branch306 Old Farm Rd, Roanoke Rapids, NC 27870Directions
Robbinsville area · 1
- Robbinsville Main Branch248 Rodney Orr Byp, Robbinsville, NC 28771Directions
Snow Hill area · 1
- Snow Hill Branch110 N Greene St, Snow Hill, NC 28580Directions
Rocky Mount area · 1
- Spring Hope Branch103 N Pine St, Spring Hope, NC 27882Directions
Sylva area · 1
- Sylva Branch609 W Main St, Sylva, NC 28779Directions
Warrenton area · 1
- Warrenton Branch205 N Main St, Warrenton, NC 27589Directions
Washington area · 1
- Washington Branch1411 Carolina Ave, Washington, NC 27889Directions
West Jefferson area · 1
- West Jefferson Branch302 E 2nd St, West Jefferson, NC 28694Directions
Whiteville area · 1
- Whiteville Main415 S Madison St, Whiteville, NC 28472Directions
North Wilkesboro area · 1
- Wilkesboro Branch1905 Us Highway 421, Wilkesboro, NC 28697Directions
Williamston area · 1
- Williamston Main Branch401 W Main St, Williamston, NC 27892Directions
South Carolina
113 branchesCalifornia
53 branchesVirginia
36 branchesFlorida
27 branchesGeorgia
26 branchesTexas
9 branchesWashington
7 branchesWisconsin
7 branchesTennessee
6 branchesColorado
5 branchesMassachusetts
5 branchesArizona
4 branchesNevada
4 branchesWest Virginia
4 branchesNebraska
3 branchesMaryland
2 branchesNew Mexico
2 branchesOklahoma
2 branchesOregon
2 branchesHawaii
1 branchKansas
1 branchMissouri
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.75% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.12% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.03% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $87 | $85 | — |
- CapitalLeverage ratio9.75%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.12%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.03%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$87Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.