Bank · FDIC insured
First Central Savings Bank Savings Rates
A $1B bank headquartered in Glen Cove, NY, with 10 branches in New York.
How First Central Savings Bank’s savings rates compare
Compared with banks and credit unions in New York, where First Central Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
First Central Savings Bank
4.00%APY
- Requires
- Conditions apply
- Minimum
- $0.01
- Earns on $10,000 a year
- $400
Young Savers Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Family First Federal Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Young Savers Account
4.00%APY
Must be age 26 or under.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Promotional APY paid on balance up to $25,000. For account holders age 26 or under. | 4.00% | $400 | Promotional APY paid on balance up to $25,000. For account holders age 26 or under. |
| Over $25,000Applies to portion of balance exceeding $25,000. For account holders age 26 or under. | 0.25% | — | Applies to portion of balance exceeding $25,000. For account holders age 26 or under. |
Sources (1)
- firstcentralsavings.com/young-savers-account · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.