Bank · FDIC insured
First Bank Texas Credit Card Rates
First Bank Texas credit cards start at 15.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Bank Texas’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where First Bank Texas has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Bank Texas
15.00%APR
- Annual fee
- $35
Tarjeta de recompensas con devolución de efectivo
Lowest rate
Service 1st Credit Union
6.00%APR
- Annual fee
- None
2nd-lowest rate
Unity One Credit Union
8.90%APR
- Annual fee
- None
First Bank Texas credit card score
61
Credit card score
Higher than 5% of U.S. banks and credit unions
- Purchase APRPurchase APR15.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Bank Texas ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Tarjeta Platinum Benefits
*Las tarjetas de crédito están sujetas a la aprobación de crédito.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | APR inicial del 0 % en compras durante los primeros siete ciclos de facturación después de la apertura de la cuenta |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- es.go2fbt.bank/personal/cards · captured Oct 7, 2026
Tarjeta de recompensas con devolución de efectivo
*Las tarjetas de crédito están sujetas a la aprobación de crédito.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | APR inicial del 0 % en compras durante los primeros siete ciclos de facturación después de la apertura de la cuenta |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- es.go2fbt.bank/personal/cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.