Bank · FDIC insured
First Bank & Trust Credit Card Rates
First Bank & Trust credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Bank & Trust’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where First Bank & Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Bank & Trust
13.90%APR
Visa Gold Rewards Credit Card
Lowest rate
NSP Credit Union
7.90%APR
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
First Bank & Trust credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Bank & Trust ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Gold Rewards Credit Card
Applicant must be 18 years or older and a U.S. citizen to apply online. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Fixed interest rate. No annual, balance-transfer or over limit fees. Subject to credit approval. |
Sources (1)
- bankeasy.com/personal/bank/credit-cards · captured Oct 7, 2026
Visa Signature Rewards Credit Card
Applicant must have a minimum of $150k in annual gross income OR verified non-retirement liquid asset balances equal to or greater than $50k. Must be 18 years or older and a U.S. citizen to apply online. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.24%–24.24% | None | Competitive variable APR. Annual fee applies. Applicant must have a minimum of $150k in annual gross income OR verified non-retirement liquid asset balances equal to or greater than $50k. Subject to credit approval. |
Sources (1)
- bankeasy.com/personal/bank/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.