Credit union · Privately insured
Financial Horizons Credit Union Auto Loan Rates
Financial Horizons Credit Union auto loans start at 4.75% APR for a new vehicle. Rates checked October 15, 2026.
How Financial Horizons Credit Union’s auto loan rates compare
Compared with banks and credit unions near Reno, NV, where Financial Horizons Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Financial Horizons Credit Union
4.75%APR
- Terms
- up to 60 months
- Up to
- 13.75% APR
New Vehicle Loan - 2024-2026
Lowest rate
Great Basin Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 16.75% APR
2nd-lowest rate
Greater Nevada Credit Union
4.50%APR
- Terms
- up to 84 months
- Up to
- —
Financial Horizons Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Financial Horizons Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan - 2024-2026
For model years 2024-2026 (or 2023 or newer). Up to 100% financing available. Taxes and registration costs can be rolled into the loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.25%–12.75% | Credit tier Level A through Level E; lowest APR requires Level A or B credit. |
| up to 36 months | 4.25%–13.00% | Credit tier Level A through Level E; lowest APR requires Level A or B credit. |
| up to 48 months | 4.25%–13.25% | Credit tier Level A through Level E; lowest APR requires Level A or B credit. |
| up to 60 months | 4.75%–13.75% | Credit tier Level A through Level E; lowest APR requires Level A or B credit. |
| up to 72 months | 5.00%–14.00% | Credit tier Level A through Level E; lowest APR requires Level A or B credit. |
| up to 84 months | 5.50% | Credit tier Level A or B only. |
Sources (2)
All captured Oct 15, 2026
Who can join Financial Horizons Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.