Credit union · NCUA insured
Filer Credit Union Credit Card Rates
Filer Credit Union credit cards start at 9.88% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Filer Credit Union’s credit card rates compare
Compared with banks and credit unions near Ludington, MI, where Filer Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Filer Credit Union
9.88%APR
VISA Credit Card
2nd-lowest rate
Preferred Credit Union
9.99%APR
Filer Credit Union credit card score
87
Credit card score
Higher than 76% of U.S. banks and credit unions
- Purchase APRPurchase APR9.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Filer Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Anyone can apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.88% | None | Rates as low as 9.88% with terms of 240 months; rates and terms determined by member's creditworthiness and down payment. Balance transfers offered with no fee (interest starts accruing the day of transfer); includes ScoreCard Rewards. |
Sources (3)
All captured Oct 5, 2026
Who can join Filer Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who works, lives, worships, or attends school in any county in the State of Michigan.
Membership information collected October 5, 2026.