Credit union · NCUA insured
Filer Credit Union Auto Loan Rates
Filer Credit Union auto loans start at 7.75% APR for a new vehicle and 7.75% for a used one. Rates checked October 16, 2026.
How Filer Credit Union’s auto loan rates compare
Compared with banks and credit unions near Ludington, MI, where Filer Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Filer Credit Union
7.75%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
1ST TIME CAR BUYER LOAN
Lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
2nd-lowest rate
Safe Harbor Credit Union
5.75%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Filer Credit Union auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.75%
- Used vehicleUsed7.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Filer Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
1ST TIME CAR BUYER LOAN
Special financing for first-time buyers with no credit. Some restrictions apply. Membership eligibility required. Rates and terms determined by member's credit worthiness and down payment. Lowest rate possible based on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.75% | Rates as low as 7.75% for 60 months term. Lowest rate possible based on credit score. Some restrictions apply. Membership eligibility required. |
Sources (1)
- filercu.com/auto-loans · captured Oct 5, 2026
NEW & USED AUTO UP TO 84 MO
Up to 96 month financing mentioned in overview; no loan origination fees or penalties for early payment. Membership eligibility required. Rates and terms determined by member's credit worthiness and down payment. Lowest rate possible based on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.75% | Rates as low as 5.75% for 36 months term. Lowest rate possible based on credit score. Membership eligibility required. |
Sources (1)
- filercu.com/auto-loans · captured Oct 5, 2026
Who can join Filer Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who works, lives, worships, or attends school in any county in the State of Michigan.
Membership information collected October 5, 2026.