Bank · FDIC insured
Federated Bank Credit Card Rates
Top CarrotFederated Bank credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Federated Bank’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Federated Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Federated Bank
7.99%APR
Platinum VISA Credit Cards
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Federated Bank credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Federated Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA Credit Cards
Variable rate set at 3.00% over the Prime with a floor of 11.99%. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Variable rate set at 3.00% over the Prime with a floor of 11.99%. |
Sources (1)
- federatedbank.com/credit-cards · captured Oct 7, 2026
Platinum VISA Credit Cards
Variable rate set at Prime with floor of 7.99%. No annual fee. Grace period on purchases. Earn Rewards – $0.01 for every $1 charged.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | Variable rate set at Prime with floor of 7.99%. Grace period on purchases. Earn Rewards – $0.01 for every $1 charged. |
Sources (1)
- federatedbank.com/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.