Bank · FDIC insured
Fayette Savings Bank CD Rates
Fayette Savings Bank’s best CD rate is 4.00% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Fayette Savings Bank’s CD rates compare
Compared with banks and credit unions in Texas, where Fayette Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Fayette Savings Bank
4.00%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $434
Certificate of Deposit
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Fayette Savings Bank CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.05%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fayette Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 9 terms
A penalty will be imposed for early withdrawal. After opening, interest rate is fixed for the term unless otherwise indicated. Additions of $500 and over are allowed on 3 and 6 month certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAdditions of $500 and over are allowed | 0.50% | $12 |
| 6 monthsAdditions of $500 and over are allowed | 3.25% | $161 |
| 12 months | 3.50% | $350 |
| 13 months | 4.00% | $434 |
| 18 months | 3.30% | $499 |
| 24 months | 2.05% | $414 |
| 36 months | 2.05% | $628 |
| 48 months | 1.30% | $530 |
| 60 months | 1.30% | $667 |
Special-purpose accounts
IRAs
3.00%APY · 3 terms
IRA rates listed are applicable only to residents in Fayette and surrounding counties. A penalty will be imposed for early withdrawal. After opening, the interest rate is fixed for the term unless otherwise indicated.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTraditional IRA certificate. Rates applicable only to residents in Fayette and surrounding counties | 3.00% | $300 |
| 18 monthsTraditional IRA certificate. Rates applicable only to residents in Fayette and surrounding counties | 3.00% | $453 |
| 30 monthsRoth IRA certificate. Rates applicable only to residents in Fayette and surrounding counties | 3.00% | $767 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.