Bank · FDIC insured
Farmers State Bank Winthrop WA
A $47.4M bank headquartered in Winthrop, WA, with 1 branch in Washington. Best rates: savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings730.75%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers State Bank Winthrop WA
Farmers State Bank is a state-chartered bank based in Winthrop, Washington, founded in 1915 to serve local miners and ranchers.
The family-owned institution was purchased by Frank and Ann Buell in 1964 and continues to be managed by Buell descendants.
- Headquarters
- 159 Riverside Ave, Winthrop, WA 98862
- FDIC certificate
- 6156 ↗
Branches
1 branch in Washington
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Washington
1 branch
- Farmers State BankMain office159 Riverside Ave, Winthrop, WA 98862Directions
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.38% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.19% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $8 | $67 | — |
- CapitalLeverage ratio12.38%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$8Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers State Bank Winthrop WA are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.