Credit union · NCUA insured
Family Trust Federal Credit Union Credit Card Rates
Top CarrotFamily Trust Federal Credit Union credit cards start at 12.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Family Trust Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Family Trust Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Family Trust Federal Credit Union
12.70%APR
- Up to
- 18.15% APR
Traditional Visa Credit Card
Lowest rate
Carolina Cooperative FCU
8.90%APR
- Up to
- —
2nd-lowest rate
Lion's Share Federal Credit Union
8.90%APR
- Up to
- —
Family Trust Federal Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Family Trust Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Traditional Visa Credit Card
Must be 18 or older to apply. Subject to credit approval and underwriting factors. Minimum credit limit is $500. $0 annual fee, $0 balance transfer fee, $0 cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.45%–17.90% | None | Standard variable APR based on Prime Rate; assigned upon approval based on creditworthiness. Minimum credit limit is $500. |
Visa Platinum Rewards Credit Card
Must be 18 or older to apply. Subject to credit approval and underwriting factors. Minimum credit limit is $500. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. Earns 1 point per $1 spent on eligible purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.45%–17.90% | None | Standard variable APR based on Prime Rate; assigned upon approval based on creditworthiness. Minimum credit limit is $500. |
Who can join Family Trust Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in 13 South Carolina counties (Abbeville, Anderson, Cherokee, Chester, Greenville, Greenwood, Lancaster, Laurens, Oconee, Pickens, Spartanburg, Union, or York) or 4 North Carolina counties (Cleveland, Gaston, Lincoln, or Mecklenburg).
Employers and groups
- Eligibility is open to employees of participating local companies.
Family and household
- Eligibility is open to individuals who have an immediate family member or someone in their household who is already a member of Family Trust Federal Credit Union.
Membership information collected October 4, 2026.