Bank · FDIC insured
F&M Bank Credit Card Rates
F&M Bank credit card rates start at 22.49% APR. Rates checked October 22, 2026.
How F&M Bank’s credit card rates compare
Compared with banks and credit unions in Nebraska, where F&M Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
F&M Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Trius Federal Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Card
Rates vary with the market based on the Prime Rate. Minimum interest charge is $2.00. Requires opening a secured savings account ($300 minimum, $5,000 maximum in even hundred dollar increments). Pledged deposit serves as the credit line. Late payment fee up to $38; returned payment fee up to $35. Annual fee $35.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 22.49% | $35 | APR for Purchases. Variable rate based on the Prime Rate. |
| Ongoing | 25.49% | $35 | APR for Cash Advances. Variable rate based on the Prime Rate. Cash advance transaction fee is either 4% of the amount of each advance or $10 minimum ($20 minimum for cash equivalent), whichever is greater. Convenience check cash advance fee is 3% or $5 minimum. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.