Bank · FDIC insured
F&M Bank
A $135.3M bank headquartered in Falls City, NE, with 2 branches in Nebraska.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About F&M Bank
F&M Bank operates in Falls City, serving its customers and local community.
- Headquarters
- 1701 Stone St, Falls City, NE 68355
- FDIC certificate
- 5401 ↗
Branches
2 branches in Nebraska
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Nebraska
2 branches
- F&M BankMain office1701 Stone St, Falls City, NE 68355Directions
- Harlan Street Branch1502 Harlan Street, Falls City, NE 68355Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.63% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.46% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio11.63%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.46%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of F&M Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.