Credit union · NCUA insured
Erie Police Federal Credit Union Auto Loan Rates
Erie Police Federal Credit Union auto loans start at 7.99% for a used one. Rates checked October 23, 2026.
How Erie Police Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Erie, PA, where Erie Police Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Erie Police Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Americo FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Tri State Rail Federal Credit Union
4.49%APR
- Terms
- 49–60 months
Erie Police Federal Credit Union auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- Used vehicleUsed7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Erie Police Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Used Car 2019-2016 Model Year
Base rates apply to members with a Credit Score between 660 and 719. Credit Score of 720 or higher receives a 0.25% discount; Credit Score of 601 – 659 has a 0.50% add-on; Credit Scores below 600 have a 0.75% add-on. Pre credit approval receives 0.25% discount. Auto loans exceeding NADA Value carry adders of 0.5% to 2.0%. Maximum total indebtedness is $75,000. Maximum 3 loans at one time.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.74%–7.74% | Base rate 6.99% for credit score 660-719. 720+ discount 0.25%, <600 add-on 0.75%. |
| up to 36 months | 6.99%–7.99% | Base rate 7.24% for credit score 660-719. 720+ discount 0.25%, <600 add-on 0.75%. |
| up to 48 months | 7.74%–8.74% | Base rate 7.99% for credit score 660-719. 720+ discount 0.25%, <600 add-on 0.75%. |
| up to 60 months | 7.99%–8.99% | Min. value of car $15,000. Base rate 8.24% for credit score 660-719. 720+ discount 0.25%, <600 add-on 0.75%. |
Sources (1)
- eriepolicefcu1.com · captured Oct 23, 2026
Who can join Erie Police Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.