Credit union · NCUA insured
Erie Community FCU Auto Loan Rates
Erie Community FCU auto loans start at 6.00% APR for a new vehicle and 7.00% for a used one. Rates checked October 16, 2026.
How Erie Community FCU’s auto loan rates compare
Compared with banks and credit unions near Sandusky, OH, where Erie Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Erie Community FCU
6.00%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Fremont Federal Credit Union
5.04%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Erie Community FCU auto loan score
63
Auto loan score
Higher than 9% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Erie Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.25% | New (2025 - 2026) |
| up to 48 months | 5.75% | New (2025 - 2026) |
| up to 60 months | 6.00% | New (2025 - 2026) |
| up to 72 months | 6.25% | New (2025 - 2026) |
| up to 84 months | 6.75% | New (2025 - 2026) |
| up to 36 months | 5.50% | Used (2021 - 2024) |
| up to 36 months | 6.25% | Used (2017 - 2020) |
| up to 48 months | 6.50% | Used (2017 - 2020) |
| up to 60 months | 7.00% | Used (2017 - 2020) |
| up to 36 months | 6.50% | Used (2011 - 2016) |
| up to 48 months | 7.00% | Used (2011 - 2016) |
Sources (1)
- eriecommunityfcu.org/rates · captured Oct 6, 2026
Motorcycle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.25% | 2025 - 2026 |
| up to 60 months | 7.50% | 2021 - 2024 |
| up to 48 months | 7.75% | 2017 - 2020 |
| up to 36 months | 8.00% | 2011 - 2016 |
Sources (1)
- eriecommunityfcu.org/rates · captured Oct 6, 2026
Who can join Erie Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Erie County, Ohio is eligible for membership.
Family and household
- Individuals who have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union qualify to join.
Membership information collected October 5, 2026.