Credit union · NCUA insured
EPB EMPLOYEES CREDIT UNION Credit Card Rates
EPB EMPLOYEES CREDIT UNION credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How EPB EMPLOYEES CREDIT UNION’s credit card rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where EPB EMPLOYEES CREDIT UNION has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
EPB EMPLOYEES CREDIT UNION
12.00%APR
VISA Credit Card
Lowest rate
Peach State Federal Credit Union
8.90%APR
2nd-lowest rate
Healthcare Services Credit Union
8.99%APR
EPB EMPLOYEES CREDIT UNION credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where EPB EMPLOYEES CREDIT UNION ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Credit score ranges based on credit score tiers. Credit approval required. Monthly payment requires interest due plus 5% principal balance reduction (approximately 18-month amortization).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Credit Score: 850-750. Monthly payment must pay interest due and reduce principal balance by 5% (approximately an 18-month amortization). |
Who can join EPB EMPLOYEES CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of current contractors of EPB & TAW are eligible for membership.
- Employees of the EPB Employees Credit Union are eligible for membership.
- Employees of EPB & TAW are eligible for membership.
- Retirees of EPB & TAW are eligible for membership.
Family and household
- Family of employees of EPB Employees Credit Union are eligible for membership.
- Family members (grandparents, parents, siblings, children, and grandchildren) of employees or retirees of EPB & TAW are eligible for membership.
Cost to join
- For babies up to six months of age, joining is free: the $1 processing fee is waived and the Credit Union starts the share account with the first $30.
- A one dollar processing fee is required for membership/ownership.
- A minimum initial deposit of $30 (6 shares at $5 par value each) into a primary share account is required for membership/ownership.
Membership information collected October 5, 2026.