Credit union · NCUA insured
Envista Federal Credit Union Credit Card Rates
Envista Federal Credit Union credit card rates start at 12.00% APR. Rates checked October 16, 2026.
How Envista Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Topeka, KS, where Envista Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Envista Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
First State Bank & Trust
9.90%APR
- Up to
- 15.90% APR
2nd-lowest rate
Empower Blue Credit Union
10.00%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
ENVISTABLACK Credit Card
Rates as of April 9, 2026. No annual fee. Rates and credit approval subject to creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 4.90% | None | Promotional purchase APR of 4.9% available to new cardholders on transactions posted for 12 months following account opening. |
| Ongoing | 12.00%–16.25% | None | Standard purchase APR based on credit approval; after promotional period, varies with the market based on the Prime Rate. |
| Intro, 6 months | 2.90% | None | Promotional balance transfer APR of 2.9% available to new cardholders on transactions posted for 6 months following account opening. Balance transfer fee applies ($10 or 3%, whichever is greater). |
Sources (3)
- envistacu.com
- envistacu.com/loans/personal-l…tablack-credit-card.html
- envistacu.com/services/tools/rates.html
All captured Oct 7, 2026
Who can join Envista Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school, and businesses and other legal entities in specified Kansas counties or Platte County, Missouri are eligible for membership.
Employers and groups
- Employees of Envista Credit Union and persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
- Organizations composed of eligible persons are eligible for membership.
Family and household
- Immediate family members or household members of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Membership information collected October 4, 2026.