Credit union · NCUA insured
Encentus Federal Credit Union Credit Card Rates
Encentus Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Encentus Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tulsa, OK, where Encentus Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Encentus Federal Credit Union
10.90%APR
Mastercard
Lowest rate
First Family Federal Credit Union
9.90%APR
2nd-lowest rate
Western Sun Federal Credit Union
10.00%APR
Encentus Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Encentus Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard
Credit lines up to $20,000 per member.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Rates starting as low as 10.90% APR depending on collateral value and borrower credit history. Credit lines up to $20,000/member. |
Sources (4)
- encentusfcu.org/Documents/Disc…Agreement-Disclosure.pdf
- encentusfcu.org
- encentusfcu.org/Loans/Mastercard
- encentusfcu.org/Rates/Loan-Rates
All captured Oct 5, 2026
Who can join Encentus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.