Credit union · NCUA insured
Enbright Credit Union Credit Card Rates
Enbright Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Enbright Credit Union’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Enbright Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Enbright Credit Union
9.99%APR
- Up to
- 10.99% APR
Visa Platinum Rewards Credit Card
Lowest rate
Heritage South
8.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
Enbright Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Enbright Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Fixed rates. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99%–16.99% | None | Fixed rate determined when account is opened, based on creditworthiness. |
Sources (3)
- enbrightcu.com/loans
- enbrightcu.com/visa-convenience-cards
- enbrightcu.com/cash-for-the-things-you-need
All captured Oct 5, 2026
Visa Gold Credit Card
Fixed rates. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99%–12.99% | None | Fixed rate determined when account is opened, based on creditworthiness. |
Sources (3)
- enbrightcu.com/loans
- enbrightcu.com/visa-convenience-cards
- enbrightcu.com/cash-for-the-things-you-need
All captured Oct 5, 2026
Visa Platinum Rewards Credit Card
Fixed rates. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–10.99% | None | Fixed rate determined when account is opened, based on creditworthiness. |
Sources (3)
- enbrightcu.com/loans
- enbrightcu.com/visa-convenience-cards
- enbrightcu.com/cash-for-the-things-you-need
All captured Oct 5, 2026
Who can join Enbright Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Davidson, Rutherford, or Sumner Counties is eligible to open an account.
- Individuals who live, work, worship, or attend school in Davidson or Sumner Counties in Middle Tennessee are eligible for membership.
- Anyone who lives, works, or worships in Robertson or Cheatham Counties is eligible to open an account.
Employers and groups
- Employees of Nashville Electric Service are eligible for membership.
Family and household
- Family members of Nashville Electric Service employees are eligible for membership.
Cost to join
- A one-time fee of $1 is required to join.
- A minimum balance deposit of $25 in a Primary Savings Account is required to join.
Membership information collected October 5, 2026.