Bank · FDIC insured
Emigrant Savings Bank
A $5.7B bank, the 254th largest of 4,188, headquartered in Miami, FL, with 4 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Emigrant Savings Bank
- Headquarters
- 201 S Biscayne Blvd, Miami, FL 33131
- FDIC certificate
- 57083 ↗
Branches
4 branches in 2 states
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Florida
2 branches
Miami area · 1
- Emigrant BankMain office201 S Biscayne Blvd, Miami, FL 33131Directions
West Palm Beach area · 1
- West Palm Branch277 Evernia St, West Palm Beach, FL 33401Directions
New York
2 branches
New York area · 1
- Emigrant Bank Branch333 Madison Ave, New York, NY 10017Directions
Ossining area · 1
- Ossining Branch13 Croton Ave, Ossining, NY 10562Directions
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 20.30% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 4.77% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.60% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalLeverage ratio20.30%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent4.77%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.60%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Emigrant Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.