Credit union · Privately insured
Emerald Credit Union Credit Card Rates
Emerald Credit Union credit card rates start at 8.95% APR. Rates checked October 16, 2026.
How Emerald Credit Union’s credit card rates compare
Compared with banks and credit unions near Cleveland, OH, where Emerald Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Emerald Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
7 17 Credit Union
7.17%APR
- Up to
- 22.99% APR
2nd-lowest rate
Achieve CU
8.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa Credit Card
Must be eligible for membership at Emerald Credit Union. Subject to credit approval. Offer valid for new ECU Platinum Visa accounts only. Maximum line of credit is $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the 12 months/billing cycles following the issuance of your card. Offer valid for new ECU Platinum Visa accounts only. |
| Ongoing | 8.95%–21.95% | None | After introductory period, non-variable APR will be 8.95% to 21.95%, based on creditworthiness at time of application. |
Sources (2)
All captured Oct 16, 2026
Who can join Emerald Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.