Credit union · NCUA insured
Embold Credit Union Credit Card Rates
Embold Credit Union credit cards start at 12.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Embold Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Embold Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Embold Credit Union
12.50%APR
- Up to
- —
Platinum Visa
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
Embold Credit Union credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Embold Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | Fixed rate. APR tiered based upon credit worthiness of the borrowers and other criteria. No annual, monthly maintenance, balance transfer, or cash advance fees. |
Rewards Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.24% | None | Variable rate. APR tiered based upon credit worthiness of the borrowers and other criteria. No annual, monthly maintenance, balance transfer, or cash advance fees. |
Who can join Embold Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Clackamas, Marion, Multnomah, Polk, Washington, and Yamhill counties.
Family and household
- Membership is open to immediate family members of eligible individuals and current members.
Cost to join
- Joining requires opening a savings share account with a minimum deposit of $5.00 that must remain in the account throughout membership; there are no membership fees.
Membership information collected October 4, 2026.