Credit union · NCUA insured
Embarrass Vermillion FCU Credit Card Rates
Embarrass Vermillion FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Embarrass Vermillion FCU’s credit card rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Embarrass Vermillion FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Embarrass Vermillion FCU
9.90%APR
- Up to
- —
Visa Classic Credit Card
Lowest rate
Minnesota Power Employee Credit Union
7.90%APR
- Up to
- 15.90% APR
2nd-lowest rate
North Star Credit Union
7.90%APR
- Up to
- —
Embarrass Vermillion FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Embarrass Vermillion FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
New or existing membership at Embarrass Vermillion Federal Credit Union is required. Eligibility extends to those who live, work, worship, or attend school in Northern St. Louis County, as well as employees and enrolled members of the Bois Forte Band of Chippewa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR. Rates and terms are subject to change at any time without notice. Actual rate may be different depending on payment and credit history. 25-day grace period on purchases. |
Sources (4)
All captured Oct 7, 2026
Who can join Embarrass Vermillion FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in St. Louis County, MN, North of Hwy 16 for at least six months out of the year are eligible for membership.
Employers and groups
- Employees and enrolled members of the Bois Forte Band of Chippewa located in Nett Lake, MN, who qualify for membership in accordance with its charter and bylaws in effect as of October 10, 2013 are eligible for membership.
- Employees of this credit union are eligible for membership.
- Employees of the Bois Forte Development Corporation located in Tower, Minnesota are eligible for membership.
Military, government and schools
- Employees of Nett Lake School, ISD #707, located in Nett Lake, Minnesota are eligible for membership.
- Employees of the Bois Forte Band of Chippewa Reservation Tribal Government located in Nett Lake, Minnesota are eligible for membership.
6 more ways to join
Family and household
- Individuals who have family living, working, worshipping, or attending school in St. Louis County, MN, North of Hwy 16 for at least six months out of the year are eligible for membership.
- Members of the immediate family or household of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Organizations of eligible persons, and corporate or other legal entities in the proposed charter are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
- Volunteers of the eligible organizations/employers are eligible for membership.
Cost to join
- Adult membership requires a deposit of $25.00 into an EVFCU savings account.
- Child membership requires a deposit of $5.00 into an EVFCU savings account.
Membership information collected October 4, 2026.