Bank · FDIC insured
Elizabethton Federal Savings Bank CD Rates
Elizabethton Federal Savings Bank’s best CD rate is 4.01% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Elizabethton Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Johnson City, TN, where Elizabethton Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Elizabethton Federal Savings Bank
4.01%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $401
Certificate of Deposit
Top rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $500
2nd-highest rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
Elizabethton Federal Savings Bank CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo4.01%
- 16–30 months16–30 mo2.89%
- 31–60 months31–60 mo2.15%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Elizabethton Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.01%APY · 7 terms
Account terms available from 91 days to 5 years. Automatic term renewal at maturity.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 2.53% | 2.53% | $126 |
| 12 monthsAPY compounds daily on 1 year and longer term CD(s) | 4.01% | — | 4.01% | $401 |
| 18 monthsAPY compounds daily on 1 year and longer term CD(s) | 2.89% | — | 2.89% | $437 |
| 24 monthsAPY compounds daily on 1 year and longer term CD(s) | 2.89% | — | 2.89% | $586 |
| 30 monthsAPY compounds daily on 1 year and longer term CD(s) | 2.02% | — | 2.02% | $513 |
| 48 monthsAPY compounds daily on 1 year and longer term CD(s) | 2.15% | — | 2.15% | $888 |
| 60 monthsAPY compounds daily on 1 year and longer term CD(s) | 2.15% | — | 2.15% | $1,122 |
Special-purpose accounts
Individual Retirement Accounts
Up to 4.01%APY · 7 terms
Various account terms available up to 5 years.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 2.53% | 2.53% | $126 |
| 12 monthsAPY compounds daily on 1 year and longer term IRA(s) | 4.01% | — | 4.01% | $401 |
| 18 monthsUnlimited deposits (subject to IRS regulations) on 18 month account. APY compounds daily on 1 year and longer term IRA(s) | 2.89% | — | 2.89% | $437 |
| 24 monthsAPY compounds daily on 1 year and longer term IRA(s) | 2.89% | — | 2.89% | $586 |
| 30 monthsAPY compounds daily on 1 year and longer term IRA(s) | 2.02% | — | 2.02% | $513 |
| 48 monthsAPY compounds daily on 1 year and longer term IRA(s) | 2.15% | — | 2.15% | $888 |
| 60 monthsAPY compounds daily on 1 year and longer term IRA(s) | 2.15% | — | 2.15% | $1,122 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.