Credit union · NCUA insured
Electrical Workers Local 58 Credit Union Auto Loan Rates
Electrical Workers Local 58 Credit Union auto loans start at 4.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Electrical Workers Local 58 Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Electrical Workers Local 58 Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Electrical Workers Local 58 Credit Union
4.49%APR
- Terms
- 37–60 months
- Discount
- None included
New Vehicles / Motorcycles
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Electrical Workers Local 58 Credit Union auto loan score
88
Auto loan score
Higher than 82% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Electrical Workers Local 58 Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles / Motorcycles
Open share account required to apply. Rates are based on your credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | — |
| 37–60 months | 4.49% | — |
| 61–72 months | 4.75% | Borrowing over $25,000.00 |
| 73–84 months | 5.25% | Borrowing over $35,000.00 |
Sources (1)
- ewcu.net/borrow/loans/auto-loans · captured Oct 7, 2026
Older Used Vehicles / Motorcycles (2016 and older)
Open share account required to apply. Rates are based on your credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.25% | — |
Sources (1)
- ewcu.net/borrow/loans/auto-loans · captured Oct 7, 2026
Used Vehicles / Motorcycles (2017 to current)
Open share account required to apply. Rates are based on your credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | — |
| 61–72 months | 5.25% | Borrowing over $25,000.00 |
Sources (1)
- ewcu.net/borrow/loans/auto-loans · captured Oct 7, 2026
Who can join Electrical Workers Local 58 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members (including spouse, children, brothers, sisters, and parents) of members are eligible for membership.
Membership information collected October 5, 2026.