Credit union · NCUA insured
Edinburg Teachers Credit Union CD Rates
Top CarrotEdinburg Teachers Credit Union’s best CD rate is 4.00% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 31, 2026.
How Edinburg Teachers Credit Union’s 12-month CD compares
On $10,000. The best rate among banks and credit unions with branches in each area, and among accounts anyone can open online.
This credit union’s 12-month CD
Edinburg Teachers Credit Union
3.75%APY
- Minimum
- $1,000
- Earns on $10,000
- $375
Certificates of Deposit (CDs)
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Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.00%APY · 5 terms
Early withdrawal penalties apply. Rates subject to change at any time without notice. Minimum opening deposit $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance required to earn APY is $1,000.00. Early withdrawal penalties apply. Rates are subject to change at any time without notice | 3.75% | $375 |
| 18 monthsMinimum balance required to earn APY is $1,000.00. Early withdrawal penalties apply. Rates are subject to change at any time without notice | 3.85% | $583 |
| 24 monthsMinimum balance required to earn APY is $1,000.00. Early withdrawal penalties apply. Rates are subject to change at any time without notice | 3.85% | $785 |
| 36 monthsMinimum balance required to earn APY is $1,000.00. Early withdrawal penalties apply. Rates are subject to change at any time without notice | 3.90% | $1,216 |
| 60 monthsMinimum balance required to earn APY is $1,000.00. Early withdrawal penalties apply. Rates are subject to change at any time without notice | 4.00% | $2,167 |
Edinburg Teachers Credit Union CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Who can join Edinburg Teachers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Edinburg Teachers Credit Union are eligible for membership.
Military, government and schools
- Employees of Edinburg Consolidated Independent School District are eligible for membership.
- Employees of Edcouch-Elsa Independent School District are eligible for membership.
- Employees of Lasara Independent School District are eligible for membership.
- Employees of La Villa Independent School District are eligible for membership.
- Employees of Monte Alto Independent School District are eligible for membership.
6 more ways to join
Military, government and schools
- Employees of Region One Educational Service Center are eligible for membership.
- Employees of South Texas Independent School District are eligible for membership.
- Employees of St. Joseph’s School are eligible for membership.
- Employees of University of Texas Rio Grande Valley are eligible for membership.
Family and household
- Family members of credit union members are eligible to join.
Other ways
- Retired employees from any of the listed eligible groups are eligible for membership.
Cost to join
- An initial membership deposit of $25.00 in a savings (share) account is required.
- A one-time fee of $1.00 is required.
Membership information collected October 5, 2026.