Credit union · NCUA insured
eCO Credit Union Auto Loan Rates
Top CarroteCO Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How eCO Credit Union’s auto loan rates compare
Compared with banks and credit unions near Birmingham, AL, where eCO Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
eCO Credit Union
4.50%APR
- Terms
- up to 84 months
Auto Loan
Lowest rate
ASE Credit Union
2.99%APR
- Terms
- up to 84 months
2nd-lowest rate
AOD Federal Credit Union
2.74%APR
- Terms
- up to 75 months
eCO Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where eCO Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Financing available for new or used vehicles, purchases, or refinancing. Terms up to 84 months. Terms and conditions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.50% | Terms up to 84 months. *Terms and conditions may apply. |
Motorcycle Loan
*APR = Annual Percentage Rate; Terms and conditions apply.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.50% | *APR = Annual Percentage Rate; Terms and conditions apply. |
Sources (1)
- ecocu.org · captured Oct 7, 2026
Who can join eCO Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.