Credit union · NCUA insured
East Orange VAH FCU Auto Loan Rates
East Orange VAH FCU auto loans start at 5.50% APR for a new vehicle and 6.50% for a used one. Rates checked October 22, 2026.
How East Orange VAH FCU’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where East Orange VAH FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
East Orange VAH FCU
5.50%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle Loans
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
East Orange VAH FCU auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where East Orange VAH FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Rate may vary based on creditworthiness. Maximum amount financed $60,000.00.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.00% | — |
| up to 48 months | 4.50% | — |
| up to 60 months | 5.50% | — |
| up to 72 months | 6.50% | Car must be over $40,000.00 |
| up to 84 months | 7.25% | Car must be over $40,000.00 |
Sources (3)
All captured Oct 7, 2026
Used Vehicle Loans
Rate may vary based on creditworthiness. Maximum amount financed $50,000.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.75% | — |
| up to 48 months | 6.00% | — |
| up to 60 months | 6.50% | — |
Sources (3)
All captured Oct 7, 2026
Who can join East Orange VAH FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.