Credit union · NCUA insured
Earning Tree FCU (FKA UFCW Local 72 FCU)
A $48.1M credit union headquartered in Wyoming, PA, with 1,868 members and 4 branches in Pennsylvania.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Earning Tree FCU (FKA UFCW Local 72 FCU)
Earning Tree Federal Credit Union was formerly known as U.F.C.W. Local #72 Federal Credit Union.
The credit union operates four convenient locations to serve its members.
- Headquarters
- 800 Wyoming Ave, Wyoming, PA 18644
- NCUA charter
- 12333
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of Citterio Corp., USA are eligible to join.
- Employees or members of Clearbrook, Inc. are eligible to join.
- Employees or members of Coleman BC Natural Chicken are eligible to join.
- Employees or members of C.W. Schultz & Son, Inc. are eligible to join.
- Employees or members of FMC of Wilkes-Barre are eligible to join.
- Employees or members of Golden Business Machines, Inc. are eligible to join.
22 more ways to join
Employers and groups
- Employees or members of Hershey Foods, Hazleton are eligible to join.
- Employees or members of Hospice Community Care are eligible to join.
- Employees or members of Jack Williams Tire Co., Inc. are eligible to join.
- Employees or members of Jim Thorpe Market, Inc. are eligible to join.
- Employees or members of Lakeside Nursing Center are eligible to join.
- Employees or members of Little Flower Manor are eligible to join.
- Employees or members of Newtown Slocomb Manufacturing are eligible to join.
- Employees or members of Penn Traffic Co. are eligible to join.
- Employees or members of Popple Construction are eligible to join.
- Employees or members of PPL Utilities (Northeast Region, Susquehanna, White Haven, Wilkes-Barre) are eligible to join.
- Employees or members of Redi-Care Med. Centers are eligible to join.
- Employees or members of Riverstreet Manor are eligible to join.
- Employees or members of Talen Energy are eligible to join.
- Employees or members of T-P Corp. are eligible to join.
- Members of U.F.C.W. Local 1776 are eligible to join.
- Employees or members of Valley Chevrolet are eligible to join.
- Employees or members of Village Super Market, Inc. are eligible to join.
- Employees or members of Wesley Village (United Methodist Homes) are eligible to join.
- Employees or members of Wilkes-Barre Motors, Inc. are eligible to join.
Military, government and schools
- Employees or members of Luzerne Intermediate Unit are eligible to join.
- Employees or members of Plains Township DPW are eligible to join.
Family and household
- Family members in the same household are also eligible to join.
Branches
4 branches in Pennsylvania
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Pennsylvania
4 branches
- Main OfficeMain office800 Wyoming Ave, Wyoming, PA 18644Directions
- Hazleton239 W Mine St Ste C, Hazleton, PA 18201Directions
- Loan Department672 S River St Ste 109, Plains, PA 18705Directions
- Back Mountain2056 Memorial Hwy, Shavertown, PA 18708Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.19% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $15 | $59 | — |
- CapitalNet worth ratio10.19%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$15Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Earning Tree FCU (FKA UFCW Local 72 FCU) are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.