Credit union · NCUA insured
Eagle Express Federal Credit Union Auto Loan Rates
Eagle Express Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Eagle Express Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Jackson, MS, where Eagle Express Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Eagle Express Federal Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
Vehicle Loan Rate Special
Lowest rate
Mississippi DHS FCU
3.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Veritas Federal Credit Union
4.49%APR
- Terms
- up to 84 months
- Up to
- 17.99% APR
Eagle Express Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eagle Express Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan
Rates based on Equifax beacon score, credit category, and loan term. Rates fluctuate based upon Wall Street Journal Prime Rate. One 0.50% APR discount for an existing active checking account, existing active Visa account, or when applying online via Eagle Express Web (4.50% APR floor rate; discounts apply only to standard rates, not specials). Advance up to MSRP + tax, title, Gap, Warranty, and tag expense for well-qualified buyers on new vehicles; up to NADA retail value + Gap, Warranty, tax, and tag expense on used vehicles. Vehicle title filing fee is $10.00, UCC filing fee is $10.00, and CarFax fee is $15.99.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | Category A: 690 or above credit score. As low as 5.00% APR. |
| — | 7.00% | Category B: 660-689 credit score. As low as 7.00% APR. |
| — | 9.50% | Category C: 620-659 credit score. As low as 9.50% APR. |
| — | 14.50% | Category D: less than 620 credit score. As low as 14.50% APR. |
Sources (3)
- eagleexpressfcu.com/vehicle-loans
- eagleexpressfcu.com/loan-rates
- eagleexpressfcu.com/rates-and-service-charges
All captured Oct 15, 2026
Vehicle Loan Rate Special
Rates based on Equifax beacon score, credit category, and loan term. Rate is as stated, no discounts will apply. For new and used vehicles up to 72 month financing. Effective date April 23, 2025.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.99% | Category A (690+ credit score). Limited-time offer. No discounts apply. New and used vehicles. |
| up to 72 months | 6.99% | Category B (660-689 credit score). Limited-time offer. No discounts apply. New and used vehicles. |
| up to 72 months | 8.99% | Category C (620-659 credit score). Limited-time offer. No discounts apply. New and used vehicles. |
| up to 72 months | 10.99% | Category D (619 and below credit score). Limited-time offer. No discounts apply. New and used vehicles. |
Sources (1)
- eagleexpressfcu.com/loan-rates · captured Oct 15, 2026
Who can join Eagle Express Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.