Credit union · NCUA insured
DPS Federal Credit Union Auto Loan Rates
DPS Federal Credit Union auto loans start at 4.44% APR for a new vehicle and 5.44% for a used one. Rates checked October 15, 2026.
How DPS Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where DPS Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DPS Federal Credit Union
4.44%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loan
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
DPS Federal Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.44%
- Used vehicleUsed5.44%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DPS Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates vary by individual credit and collateral conditions.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.44% | New Auto (2025 and newer) |
| up to 84 months | 5.44% | Used Auto (2024 - 2022) |
| up to 84 months | 6.44% | Used Auto (2021 - 2019) |
| up to 84 months | 7.49% | Used Auto (2018 and older) |
Who can join DPS Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.