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Credit union · NCUA insured

Dowagiac Area Federal Credit Union CD Rates

Dowagiac Area Federal Credit Union’s best CD rate is 3.04% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How Dowagiac Area Federal Credit Union’s CD rates compare

Compared with banks and credit unions near South Bend, IN-MI, where Dowagiac Area Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Dowagiac Area Federal Credit Union

    3.04%APY

    Term
    24 months
    Minimum
    —
    Earns on $10,000
    $617

    Share Certificates

  • Top rate

    INOVA Federal Credit Union

    4.75%APY

    Term
    20 months
    Minimum
    $200
    Earns on $10,000
    $804

    INOVA Federal Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Everwise Credit Union

    4.47%APY

    Term
    15 months
    Minimum
    $500
    Earns on $10,000
    $562

    Everwise Credit Union rates

Compare CD rates near you →

Dowagiac Area Federal Credit Union CD score

69

CD score

Higher than 23% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.01%
  • 9–15 months9–15 mo2.52%
  • 16–30 months16–30 mo3.04%
  • 31–60 months31–60 mo3.04%
  • QualifiedQualified3.04%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Dowagiac Area Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Dowagiac Area Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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