Credit union · NCUA insured
Dowagiac Area Federal Credit Union Auto Loan Rates
Dowagiac Area Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Dowagiac Area Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near South Bend, IN-MI, where Dowagiac Area Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dowagiac Area Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- —
New Auto
Lowest rate
TLCU Financial
4.24%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Circle Federal Credit Union
4.25%APR
- Terms
- up to 84 months
- Up to
- 7.25% APR
Dowagiac Area Federal Credit Union auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dowagiac Area Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Actual rates are determined by borrower's credit history and vehicle year. All interest rates are based on a 1.00% rate reduction for the purchase of Credit Disability and Credit Life Insurance and payment by Direct Deposit, ACH (Electronic Payment), Payroll Deduction or auto withdrawal by credit union.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | Up to 60 Months. |
| up to 72 months | 6.00% | 72 Months. |
Sources (1)
- dafcu.com/ps-lrates.html · captured Oct 7, 2026
Used Auto
Actual rates are determined by borrower's credit history and vehicle year. All interest rates are based on a 1.00% rate reduction for the purchase of Credit Disability and Credit Life Insurance and payment by Direct Deposit, ACH (Electronic Payment), Payroll Deduction or auto withdrawal by credit union.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | Less Than 4 Years Old. |
| — | 6.50% | More Than 4 Years Old. |
Sources (1)
- dafcu.com/ps-lrates.html · captured Oct 7, 2026
Who can join Dowagiac Area Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.