Credit union · NCUA insured
Dort Financial Credit Union Auto Loan Rates
Top CarrotDort Financial Credit Union auto loans start at 6.49% APR for a new vehicle and 6.49% for a used one. Rates checked October 16, 2026.
How Dort Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Flint, MI, where Dort Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dort Financial Credit Union
6.49%APR
- Terms
- 49–60 months
Autos - New
Lowest rate
Sovita Credit Union
4.70%APR
- Terms
- up to 60 months
2nd-lowest rate
Credit Union ONE
4.99%APR
- Terms
- up to 60 months
Dort Financial Credit Union auto loan score
63
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.49%
- Used vehicleUsed6.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dort Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinance Loan Promo
Special rate promotion of 1.00% APR off current vehicle loan rate. Available during promotional period (Nov 19, 2025 / July 1, 2026 through Dec 31, 2026; loans must close by Dec 31, 2026). Rate will not go below 5.49% APR. Motorcycles, RV, Boat, powersport and existing Dort Financial loans do not qualify. The loan being refinanced must have been open with current lender for at least 90 days at time of application. Proof of current loan term and rate may be required. First payment may be deferred up to 90 days after funding (interest continues to accrue). Cash back tiers: $0 under $15k, $150 for $15k-$24,999, $250 for $25k-$34,999, $350 for $35,000 or more.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | Promotional formula rate of 1.00% APR off current vehicle loan rate, floor of 5.49% APR. Available Nov 19, 2025 / July 1, 2026 through Dec 31, 2026; must close by Dec 31, 2026. Prior loan must have been open at least 90 days with current lender. Cash back: $0 under $15k, $150 for $15k-$24,999, $250 for $25k-$34,999, $350 for $35k+. |
Autos - New
Finance rate commitment is based on individual credit history. Rates available to members with qualifying credit scores. Actual rates determined by credit score, loan terms, and collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | 36-month term at 5.99%* would have an estimated monthly payment of $30.42 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral. |
| 37–48 months | 6.24% | Longer terms may be available for highly qualified borrowers with adequate collateral. |
| 49–60 months | 6.49% | Longer terms may be available for highly qualified borrowers with adequate collateral. |
| 61–72 months | 6.99% | Longer terms may be available for highly qualified borrowers with adequate collateral. |
Sources (1)
- dortonline.org/loan-rates · captured Oct 16, 2026
Autos - Used
Finance rate commitment is based on individual credit history. Rates available to members with qualifying credit scores. Actual rates determined by credit score, loan terms, and collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | 36-month term at 5.99%* would have an estimated monthly payment of $30.42 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral. |
| 37–48 months | 6.24% | Longer terms may be available for highly qualified borrowers with adequate collateral. |
| 49–60 months | 6.49% | Longer terms may be available for highly qualified borrowers with adequate collateral. |
| 61–72 months | 6.99% | Longer terms may be available for highly qualified borrowers with adequate collateral. |
Sources (1)
- dortonline.org/loan-rates · captured Oct 16, 2026
Motorcycles
Finance rate commitment is based on individual credit history. Rates available to members with qualifying credit scores. Actual rates determined by credit score, loan terms, and collateral.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.99% | 36-month term at 9.99% would have an estimated monthly payment of $32.27 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral. |
| — | 10.99% | 36-month term at 10.99% would have an estimated monthly payment of $32.74 per $1,000 borrowed. Longer terms may be available for highly qualified borrowers with adequate collateral. |
Sources (1)
- dortonline.org/loan-rates · captured Oct 16, 2026
Who can join Dort Financial Credit Union
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