Credit union · NCUA insured
Diversified Members Credit Union Auto Loan Rates
Diversified Members Credit Union auto loans start at 5.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Diversified Members Credit Union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Diversified Members Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Diversified Members Credit Union
5.99%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loan
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Diversified Members Credit Union auto loan score
81
Auto loan score
Higher than 56% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Diversified Members Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
All loans subject to credit approval. Rates and terms may vary depending on credit qualifications, direct deposit, and auto pay from a DMCU checking or savings account. APR varies based on model year, term, and credit score. No payments for 60 days option available; interest and payment protection fees accrue during the no payment period.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Model year 2021 and newer. Rate is as low as. |
| up to 48 months | 4.74% | Model year 2021 and newer. Rate is as low as. |
| up to 60 months | 4.99% | Model year 2021 and newer. Rate is as low as. |
| up to 75 months | 5.24% | Model year 2021 and newer. Rate is as low as. Requires $7,500 minimum balance. |
| up to 84 months | 5.99% | Model year 2021 and newer. Rate is as low as. New Untitled Vehicles Only, $7,500 minimum balance. |
Who can join Diversified Members Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.