Credit union · NCUA insured
Dillard's FCU Credit Card Rates
Dillard's FCU credit card rates start at 6.69% APR. Rates checked October 22, 2026.
How Dillard's FCU’s credit card rates compare
Compared with banks and credit unions near Little Rock, AR, where Dillard's FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dillard's FCU
– –
- Up to
- —
No ongoing APR published
Lowest rate
Alcoa Community Federal Credit Union
7.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
TruService Community FCU
9.00%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
DFCU VISA Credit Card
Membership eligibility is required. Maximum credit limit of $5,000 determined based on creditworthiness and other factors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.69% | None | Fixed rate as low as 6.69% APR based on creditworthiness. Same rate applies to purchases, cash advances, and balance transfers. No balance transfer fee. Maximum credit limit $5,000. |
Who can join Dillard's FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to those who live, work, worship, or attend school in North Little Rock, Sherwood, and certain areas of Jacksonville and Little Rock, Arkansas.
Employers and groups
- Membership is open to Dillard's employees.
Family and household
- Membership is open to immediate family members of Dillard's employees.
Cost to join
- An initial deposit of $5 is required to open a share savings account.
- A one-time membership fee of $5 is required.
Membership information collected October 4, 2026.