Credit union · NCUA insured
Destinations Credit Union Credit Card Rates
Destinations Credit Union credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Destinations Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where Destinations Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Destinations Credit Union
9.50%APR
- Up to
- 19.50% APR
Mastercard Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
- Up to
- —
Destinations Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Destinations Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Credit Card
Credit limit $250 to $20,000 determined by creditworthiness and total unsecured debt with DCU. No deposit required. 25-day grace period on purchases (or at least 28 days per terms disclosure). No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50%–19.50% | None | Based on creditworthiness and subject to approval. Applies to Purchases, Cash Advances or Balance Transfers. |
Sources (1)
- destinationscu.org/credit-cards · captured Oct 22, 2026
Secured Mastercard
Designed for members with challenged credit history or establishing/rebuilding credit. Credit limit determined by the amount member designates/pledges to be secured from savings or certificate account. Credit reports are not pulled. 28-day grace period on purchases. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.50% | None | Rate is lower because it is secured with a deposit from savings or certificate account. |
Who can join Destinations Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.