Skip to content

Credit union · NCUA insured

Desert Valleys Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 93Top Carrot

Desert Valleys Federal Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Desert Valleys Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Bakersfield, CA, where Desert Valleys Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 93

    This credit union’s lowest

    Desert Valleys Federal Credit Union

    10.75%APR

    Up to
    —

    Titanium

  • Top Carrot, Carrot Score 92

    Lowest rate

    Firefighters First Credit Union

    8.99%APR

    Up to
    16.99% APR

    Firefighters First Credit Union rates

  • 2nd-lowest rate

    Edwards Federal Credit Union

    9.99%APR

    Up to
    17.99% APR

    Edwards Federal Credit Union rates

Compare credit card rates near you →

Desert Valleys Federal Credit Union credit card score

80

Credit card score

Higher than 52% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR10.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Desert Valleys Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Desert Valleys Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Desert Valleys Federal Credit Union overview