Credit union · NCUA insured
Department of Commerce Federal Credit Union Credit Card Rates
Department of Commerce Federal Credit Union credit cards start at 17.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Department of Commerce Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Department of Commerce Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Department of Commerce Federal Credit Union
17.99%APR
- Up to
- —
VISA Credit Card – Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Department of Commerce Federal Credit Union credit card score
60
Credit card score
Higher than 2% of U.S. banks and credit unions
- Purchase APRPurchase APR17.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Department of Commerce Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card – Classic
Based on credit rating; rates and terms may vary based on creditworthiness; rates subject to change. Low fixed interest rate; no annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR as low as; rates and terms may vary based on creditworthiness; rates subject to change. |
VISA Credit Card – Gold
Based on credit rating; rates and terms may vary based on creditworthiness; rates subject to change. Low fixed interest rate; no annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR as low as; rates and terms may vary based on creditworthiness; rates subject to change. |
VISA Credit Card – Platinum
Based on credit rating; rates and terms may vary based on creditworthiness; rates subject to change. Low fixed interest rate; no annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR as low as; rates and terms may vary based on creditworthiness; rates subject to change. |
Who can join Department of Commerce Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Open to all U.S. citizens and resident aliens.
Where you live or work
- Anyone who lives, works, worships or attends school in Washington, DC is eligible for membership.
Military, government and schools
- Current or retired employees of a US Department of Commerce Contractor are eligible for membership.
- Current or retired employees of US Department of Commerce, NOAA or Affiliates are eligible for membership.
- Current or retired employees of the Executive Office of the President are eligible for membership.
- Current or retired employees of White House Management & Administration Office are eligible for membership.
2 more ways to join
Family and household
- A family member or individual that currently lives with a DOCFCU member is eligible for membership.
Other ways
- Consumers are eligible for membership by joining the American Consumer Council (ACC) with dues sponsored/covered.
Membership information collected October 4, 2026.