Bank · FDIC insured
Delta Bank Savings Rates
A $632M bank headquartered in Vidalia, LA, with 7 branches in 2 states.
How Delta Bank’s savings rates compare
Compared with banks and credit unions in Louisiana, where Delta Bank has the most branches. $10,000, best rate first.
This bank’s best
Delta Bank
3.80%APY
- Requires
- None
- Minimum
- $50,000
- Earns on $10,000 a year
- —
Tiered Money Market Account
Top rate
Centric Federal Credit Union
4.01%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Tiered Money Market Account
0.70%APY
Minimum opening deposit of $50,000; available for new deposits to the bank only. A minimum balance fee of $10 is imposed every month if the daily balance on any day of the month falls below $2,500. A fee of $10 is imposed for each withdrawal in excess of six per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier 1 rate. Available for new deposits to the bank only. Monthly fee of $10 imposed if daily balance falls below $2,500 on any day of the month. | 0.70% | $70 | Tier 1 rate. Available for new deposits to the bank only. Monthly fee of $10 imposed if daily balance falls below $2,500 on any day of the month. |
| $50,000 – $5,000,000Tier 2 rate. Available for new deposits to the bank only. Monthly fee of $10 imposed if daily balance falls below $2,500 on any day of the month. | 3.80% | — | Tier 2 rate. Available for new deposits to the bank only. Monthly fee of $10 imposed if daily balance falls below $2,500 on any day of the month. |
| Over $5,000,000Tier 3 rate. Available for new deposits to the bank only. Monthly fee of $10 imposed if daily balance falls below $2,500 on any day of the month. | 2.58% | — | Tier 3 rate. Available for new deposits to the bank only. Monthly fee of $10 imposed if daily balance falls below $2,500 on any day of the month. |
Sources (1)
- deltabk.com/money-market-accounts · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.