Credit union · NCUA insured
Dedham Town Employees FCU Auto Loan Rates
Dedham Town Employees FCU auto loans start at 7.00% for a used one. Rates checked October 15, 2026.
How Dedham Town Employees FCU’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Dedham Town Employees FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dedham Town Employees FCU
– –
- Terms
- —
No ongoing APR published
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Dedham Town Employees FCU auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- Used vehicleUsed7.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dedham Town Employees FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW AUTO/MOTORCYCLE 2024-2025 - UNTITLED/ FINANCE 100% OF KBB VALUE
Finance 100% of KBB value. Untitled vehicles 2024-2025. Titled in Massachusetts. Maximum loan amount $65,000.00.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.75% | FICO Score 790+. Monthly payment per $1,000 is $14.50. Titled in Massachusetts. |
| up to 84 months | 7.00% | FICO Score 720 - 789. Monthly payment per $1,000 is $14.62. Titled in Massachusetts. |
| up to 84 months | 7.50% | FICO Score 670 - 719. Monthly payment per $1,000 is $14.86. Titled in Massachusetts. |
| up to 84 months | 8.00% | FICO Score 630 - 669. Monthly payment per $1,000 is $15.10. Titled in Massachusetts. |
| up to 84 months | 8.50% | FICO Score 500 - 629. Monthly payment per $1,000 is $15.35. Titled in Massachusetts. |
Sources (1)
- dedhamcu.org/rates.php · captured Oct 7, 2026
USED AUTO/MOTORCYCLE - 1, 2 OR 3 YEARS FROM CURRENT YEAR
1, 2 or 3 years from current year. Titled in Massachusetts. Maximum loan amount $40,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.00% | FICO Score 790+. Monthly payment per $1,000 is $16.58. Titled in Massachusetts. |
| up to 72 months | 7.25% | FICO Score 720 - 789. Monthly payment per $1,000 is $16.70. Titled in Massachusetts. |
| up to 72 months | 7.75% | FICO Score 670 - 719. Monthly payment per $1,000 is $16.94. Titled in Massachusetts. |
| up to 72 months | 8.25% | FICO Score 630 - 669. Monthly payment per $1,000 is $17.18. Titled in Massachusetts. |
| up to 72 months | 8.75% | FICO Score 500 - 629. Monthly payment per $1,000 is $17.42. Titled in Massachusetts. |
Sources (1)
- dedhamcu.org/rates.php · captured Oct 7, 2026
USED AUTO/MOTORCYCLE - 4 OR 5 YEARS FROM CURRENT YEAR (NO OLDER THAN 2020)
4 or 5 years from current year (no older than 2020). Titled in Massachusetts. Maximum loan amount $40,000. Maximum terms: 2-3 Years up to 72 months, 4 Years up to 60 months, 5 Years up to 48 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.50% | FICO Score 790+. Monthly payment per $1,000 is $16.82. Titled in Massachusetts. Term limits: 2-3 Years 72 months, 4 Years 60 months, 5 Years 48 months. |
| up to 72 months | 8.00% | FICO Score 720 - 789. Monthly payment per $1,000 is $17.06. Titled in Massachusetts. Term limits: 2-3 Years 72 months, 4 Years 60 months, 5 Years 48 months. |
| up to 72 months | 8.50% | FICO Score 670 - 719. Monthly payment per $1,000 is $17.30. Titled in Massachusetts. Term limits: 2-3 Years 72 months, 4 Years 60 months, 5 Years 48 months. |
| up to 72 months | 9.00% | FICO Score 630 - 669. Monthly payment per $1,000 is $17.54. Titled in Massachusetts. Term limits: 2-3 Years 72 months, 4 Years 60 months, 5 Years 48 months. |
| up to 72 months | 9.50% | FICO Score 500 - 629. Monthly payment per $1,000 is $17.79. Titled in Massachusetts. Term limits: 2-3 Years 72 months, 4 Years 60 months, 5 Years 48 months. |
Sources (1)
- dedhamcu.org/rates.php · captured Oct 7, 2026
Who can join Dedham Town Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Elected and appointed officials of the Town of Dedham are eligible for membership.
- Employees of the Dedham Housing Authority are eligible for membership.
- Norfolk County Employees (including Norfolk County Agricultural High School) are eligible for membership.
- Employees of the Town of Dedham School Department are eligible for membership.
- Employees of the Town of Dedham are eligible for membership.
- Employees of the Dedham/Westwood Water District are eligible for membership.
1 more way to join
Family and household
- Spouses, mothers, fathers, step-parents, children, step-children, brothers, and sisters of members are eligible for membership.
Membership information collected October 5, 2026.